NFCU ROCKS!

[haulingthescoreup]

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@BungalowMo wrote:

I totally agree that they ROCK!!!!

After biding my time, and knowing that they pull EQ, I apped yesterday.

I have the checking & savings with them, my EQ FICO is 733, my last baddie gone from EQ giving me my first totally clean credit report I have ever knowingly had... 32% Util., 6 cards (2 w/balances) ....approved for the nRewards.....25k!!  

I love NFCU! 

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Whoa, mama! Congrats! Looks like that ought to help out on util, too.

[TryN2Rebuild]

Is NFCU easy to join? Is it possible to have anyone join?

[BungalowMo]

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@haulingthescoreup wrote:

Whoa, mama! Congrats! Looks like that ought to help out on util, too.

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You bet!!  When that card reports, my util will drop to 6%!!  woop woop!

Is NFCU easy to join? Is it possible to have anyone join?  <--- If you are (or are a sibling/spouse of) active or former military, DoD contractor, federal employee and possibly some others, you can join.

Here is their eligibility checklist for anyone interested.

[cw81]

Congrats to  OP and Mo    NFCU rocks for real   I  pulled the trigger yesterday and  wait for it .......   I got a 25k  Cash rewards card and  5k NavCheck approval.   i am thinking about  going for  the trifecta and  doing a refi on my auto loan.  Does anyone know if they use the same pull for  CC for  auto refi  I am aware NavChek is a separate pull.

My EQ score is like 682 and my util is about 38% and I have one  6 year old paid collection. 

[Datx]

It was either this forum or another where members said NFCU has a diff department for auto loans, one dept for CC loans and another for auto loans. And because of that, they pull your credit again when you app for an auto loan. When I applied for a NFCU auto loan, they pulled TU and when I applied for my nRewards CC they pulled EQ. Hope this helps.

[laz98]

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@MyCreditStinks wrote:

It was either this forum or another where members said NFCU has a diff department for auto loans, one dept for CC loans and another for auto loans. And because of that, they pull your credit again when you app for an auto loan. When I applied for a NFCU auto loan, they pulled TU and when I applied for my nRewards CC they pulled EQ. Hope this helps.

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i know, that made me really mad because i asked if they were going to pull again, & the guy said no, it's good for 30 days for whatever you want to apply for.  i'm like you're the branch manager, shouldn't you know!!!!

[cw81]

Thanks  that helps  I wouldn't mind if they  pull Tu  so they are spread around  I have bunch of  Inqs on  EQ  and only like 2 on TU  anyways I will talk to them and see if I can get them to pull TU

[laz98]

yeah, definitely can't hurt to ask........they pulled my EQ twice