@pt91978 wrote:I just logged into my account and clicked on "Additional Account Information." I noticed my nRewards secured card APR lowered from 18% to 17.99%
(6th statement due on 5/5, hoping to graduate). My More Rewards Amex (one month old) APR lowered from 16.49% to 14.99% automatically. Anyone else getting these? Just wondering...
Thanks for the "heads up!" Last week my NFCU Cash Rewards Sig VISA was at 11.15% and I just checked and it's now at 9.65%. Sweet!
@Anonymous wrote:
@TSlop wrote:I never pay attention to the credit card rates, but my PSECU credit card rate change was right in the transaction list, so I saw that it went from 13.99% down to 12.4% on 4/1.
I also noticed that Discover dropped from 1.5% to 1.4% for their online savings. I only just opened it and didn't even get a full month at 1.5%. It was bound to happen.... I just hope it doesn't go too far down.
While variable APR credit cards will fall or rise fixed amounts with prime rate changes, savings accounts generally aren't linked to any index and banks change rates as they desire (presumably bearing in mind the competition and costs!).
On April 16 I opened a CD at a brand new bank, they were offering 2.38% the day before, I got 2.25% and now, two weeks later, the rate for new openings is 1.4% (and they increased the minimum from $10K to $50K. Probably not many takers now!)
Several banks still offering more than 1.4% though, see https://www.depositaccounts.com/ratetable/savings/
Not on the list is Sterling National. They're still offering over 2% on their online savings account.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
@Duke_Nukem wrote:My DW just got a NFCU Platinum less than a week ago for the balance transfer and low % APR just in case. She qualified at the lowest APR tier, which is showing as 5.99% today! I'm a little jealous...
Good find... noticed my NFCU Platinum is also showing 5.99% from the 7.49% it was originally 
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