NFCU initial CLI after 90 days, it still works?

[Anonymous]

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@Anonymous wrote:

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@oldman425 wrote:

Still 90+ and three statements.  I recently received my first cli on day 91.

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Did you request online or over the phone?

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I would like to know this too.

I opened my card Jan 23rd and was wondering If I should app for an CLI online or call it in.

I mostly used it for BT at about 4k.

I see these three statements online

April 21, 2017
March 21, 2017
February 21, 2017

[oldman425]

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@Anonymous wrote:

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@oldman425 wrote:

Still 90+ and three statements.  I recently received my first cli on day 91.

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Did you request online or over the phone?

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Online with the max button.

[Anonymous]

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@Anonymous wrote:

It's still 90 days and 3 statements for the first CLI....it's also ideal and suggested to wait for a fresh AR that they do every odd month. One was just done for May. The fresh AR can likely increase the instant CLI approval and not kick it to a LO to be reviewed which likely will include a HP. 

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Can anyone tell me the easiest way to see if they did a Fresh AR /softpull?

I know sometimes ppl on the boards usually alert us :-)

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

It's still 90 days and 3 statements for the first CLI....it's also ideal and suggested to wait for a fresh AR that they do every odd month. One was just done for May. The fresh AR can likely increase the instant CLI approval and not kick it to a LO to be reviewed which likely will include a HP. 

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Can anyone tell me the easiest way to see if they did a Fresh AR /softpull?

I know sometimes ppl on the boards usually alert us :-)

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The AR has already occurred for May, as stated above.  My 90 days has just passed and I requested an increase online this morning.  It was an instant $9000 increase!

[Anonymous]

Mine was declined.. ah well.. you can't win em all.. I was at 18k ICL from End of Jan this year.

Odd. my scores are around 890

I called 60 seconds after the 24 hour and she told me it was to llate to cancel the request and it was declined.. "Shouidl wait 6 months for a new card"
I guess I'm getting a letter and an HP. ARGHH

[astronemma]

So they do the AR at the beginning of the odd months, right? So the next one should be in July? My account was opened April 25th, so 90 days for me would be July 24th (or July 25th to be safe). Should I try then or wait for the September AR? 

[Anonymous]

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@Anonymous wrote:

Mine was declined.. ah well.. you can't win em all.. I was at 18k ICL from End of Jan this year.

Odd. my scores are around 890

I called 60 seconds after the 24 hour and she told me it was to llate to cancel the request and it was declined.. "Shouidl wait 6 months for a new card"
I guess I'm getting a letter and an HP. ARGHH

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Can anyone tell me if I can recon the denial since I wasted an HP?

If so what ist he # ? ty