The poster is referring to a Black List by NFCU. Although they are extremely friendly and generous if you cross them up and charge off or BK a balance with them you are through. NFCU does not goodwill or allow you to rehab the account. You will be automatically denied credit for life with them. And there are rumors that your descendants for two generations are marked with a scarlet BR (bad risk) in their files.
@Anonymous wrote:The poster is referring to a Black List by NFCU. Although they are extremely friendly and generous if you cross them up and charge off or BK a balance with them you are through. NFCU does not goodwill or allow you to rehab the account. You will be automatically denied credit for life with them. And there are rumors that your descendants for two generations are marked with a scarlet BR (bad risk) in their files.
Wow! Good thing I joined AFTER I've become more responsible!
@Anonymous wrote:
@Anonymous wrote:The poster is referring to a Black List by NFCU. Although they are extremely friendly and generous if you cross them up and charge off or BK a balance with them you are through. NFCU does not goodwill or allow you to rehab the account. You will be automatically denied credit for life with them. And there are rumors that your descendants for two generations are marked with a scarlet BR (bad risk) in their files.
Wow! Good thing I joined AFTER I've become more responsible!
OMG, a Scarlet BR on all my descendants files... that sounds aweful. I'm going to encourage my daughter NOT to open up a card with NFCU until she is employed full time at a REAL JOB after college. That's scary stuff
FICO 8: 
Goal: Gardening!
Goal: Gardening!
@Anonymous wrote:
Lol! I've logged into the account at least 20x's per day since last week just to make sure its still there. My debit card came today. Hopefully the CC comes tomorrow!
So funny, I have been logging on all day to see my account and make sure my CL says 9,000 and not 900!! Big smiles!!
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050