NFCU is the bomb!

[Anonymous]

Just applied for the Cash Rewards Visa after being a member of Navy Fed for a little over two weeks.  Instant approval with a $7500 CL!!! I'm very happy with this considering my highest CL was only $1400 prior. 

My EQ Fico was 707.

NFCU is the bomb!!

[smallfry]

Excellent. 

[Anonymous]

Congrats!  NFCU is a real gem, IF you can get in. 

[virgoprincess823]

MikeyH

I'm with NFCU and I applied for a Visa Rewards CC but I only received a CL of $3500, do you thin kits because I have a previous BK?

[Anonymous]

virgoprincess,

I have a bk from 11/01 and I rec'd 10k limit.  It's not just scores or income.  But other than the bk, I have no other lates.  I did have a CO from 2004.

But my DH's score was 650-ish and he got only $1k limit.  No bk for him, but his CO is with BOA less than 2 yrs ago.

[HindSight_20_20]

Said it before and i'll say it again, NFCU all day long babyyyyyy! (Secured Card approved two days ago) I'll ride it until my baddies fall off and I hit at least 660-680 accross the board and then apply for the unsecured!  By that time by ch7 will be around 6 years old.

I'll keep you posted!

6/04/09

TU 504

EX 610

EQ 536

[Anonymous]

virgoprincess823 ,

Not sure what NFCU looks at to determine CL's, but i'll list what I had at the time of approval.

EQ 707 (told NFCU only uses EQ)

No serious delinquencies, a few 30 day lates from over three years ago

Only 1 inquiry on my CR from the past year

Gross Income of $35,000

Utilization below 10%

Also, I've set up direct deposit with NFCU and have made them my primary bank now.  Don't know if they take that into consideration.

That said, i applied for the Cash Rewards visa and got instant approval for a $7500 CL

Last week, I applied for their Platinum Mastercard, only change was  EQ was 724 at time of app.  I didn't get instant approval that time (required review) but took only two days and i got approved for $8,000 CL

Message Edited by MikeyH on 06-16-2009 09:03 PM

[virgoprincess823]

MikeyH-

Well I'm in the process of trying to buy a home, so I don't think it would be a good idea to apply for any new credit, but I don't know if having a new mortgage reporting on my credit will be any better, I'd liketo apply for the platinum in case of emergencies with the new home.