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NFCU limit increase-how soon is too soon to ask for another?

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JKSIMMONS
Regular Contributor

NFCU limit increase-how soon is too soon to ask for another?

Long story short, i'm going to be doing a BT to my card in the coming months that will exceed my limit. I got an increase about 6 months ago with ease for the exact amount I asked for. I did that request online. Should I wait until the time of the BT (probably the next few months) or should I just do it now so I can make other plans if it falls through?

I can't imagine that a few months would make a huge difference. I don't plan on taking on any new debts or anything.

Message 1 of 12
11 REPLIES 11
baller4life
Super Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?

You're fine. Some people ask every 3 months. Go for it. Smiley Happy
Message 2 of 12
Creditaddict
Legendary Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?

ask for $25k and get counter.

Message 3 of 12
12njoy
Super Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?

I have two cards with NFCU and got a cli on both right at the time of my third statement on one card and right after my second statement on the other.  Go for it.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 4 of 12
12njoy
Super Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?


@Creditaddict wrote:

ask for $25k and get counter.


CA is the NFCU guru here

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 12
leegreen
Frequent Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?

Have you asked yet? Tap....tap.....tap
06/26/2014 - Gardening until 7/1/15
NFCU NavCheck 15k, cashRewards VS 14k, nRewards 14k
Amex BCE 15k, CapOne Quicksilver MC 3k, USAA Platinum MC 2k, Discover It 1k
Jared 5.1K, Zales 5k, Lowe's 15k, Home Depot 5k
Message 6 of 12
Creditaddict
Legendary Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?


@leegreen wrote:
Have you asked yet? Tap....tap.....tap

haha right Smiley Tongue

Message 7 of 12
leegreen
Frequent Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?

People don't seem to realize hardest thing about NFCU is getting in lol.
06/26/2014 - Gardening until 7/1/15
NFCU NavCheck 15k, cashRewards VS 14k, nRewards 14k
Amex BCE 15k, CapOne Quicksilver MC 3k, USAA Platinum MC 2k, Discover It 1k
Jared 5.1K, Zales 5k, Lowe's 15k, Home Depot 5k
Message 8 of 12
Anonymous
Not applicable

Re: NFCU limit increase-how soon is too soon to ask for another?

Getting in isn't difficult at all. Just serve the country, lol.
Message 9 of 12
Jkrause702
Regular Contributor

Re: NFCU limit increase-how soon is too soon to ask for another?


@Anonymous wrote:
Getting in isn't difficult at all. Just serve the country, lol.

I tried like crazy to serve my country lol. I spent 6 months battling the army's recruiting command to join complete with multiple doctor's opinions, and a congressman lol. 

I had a congenital birth defect where I was born without two fingers on my right hand. MEPS said I was fine and cleared me to joing but USAREC gave me the finger three weeks later....

On another note I was lucky enough to have a grandfather who retired from the Navy and is a member for 30+ years..... that got me in last week Smiley Happy







Message 10 of 12
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