NFCU question

[ramjam25]

Hi Again! I posted just the other day about getting approved for a 5k credit  card with NFCU, I had an account with them when I was "in" the Navy, they opened it for us in Basic training.

Well I received an entry level separation in basic training but apparently because I had the $5 in my savings account it kept my account open.

Am I just lucky? That they didnt cancel my membership?

[Repo-ed]

It's your money in your account. No need to for them to cancel it.

Grats

[webhopper]

My husband was the same way he had an account that he hadn't used for about 3 years. I found out about it when we were looking through his credit.report I noticed some PIF never late personal loans from nfcu. I called them and they said his membership was still active. So I had no issues becoming a member.through him and have since refi my vehicle through them and gotten a cc. My husband also got a cc.

[ramjam25]

Okay I just didnt know if they would cancel my account once they realize I'm not active duty, nor was I ever. I didnt know if once you were a member you stayed a member or if you had to stay eligible!

[webhopper]

How did you become a member?

[ramjam25]

When I was in basic training they gave us accounts if we wanted them

[webhopper]

So then you were eligible. Once in always in. But don't close your shares account. Ever!

[searchingfor67]

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@webhopper wrote:
So then you were eligible. Once in always in. But don't close your shares account. Ever!

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+1000

[ramjam25]

Sorry what is my shares account is that my savings account? My checking account is closed due to me not realizing I owed $34 on it but I am paying it off as a condition to a personal loan and I think then it will be reopened.

[webhopper]

Shares account is the same thing as sharesavings.