NFCU?

[SteveUrkel]

Am i out of luck if i dont have any family thats from the military to join NFCU?

[dodfire]

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@CarlosC88 wrote:

Am i out of luck if i dont have any family thats from the military to join NFCU?

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Navy Federal's field of membership is determined by the National Credit Union Administration. 
If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and 
Air Force retirees and annuitants

All United States Coast Guard personnel—including active duty, reservists, civilian employees, retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees 
and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants

All Delayed Entry Program (DEP) Personnel

All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy, 
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy 
and the United States Merchant Marine Academy; Other Officer Programs*

U.S. Government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Once your family members have joined, their family members are also eligible for membership.

[SteveUrkel]

so no another way i guess

[dodfire]

Sorry they are very strict on the rules to join....

[NonSufficientFunds]

The confusing part is, that they open their doors to civilians, grandparents, and "household members", etc.

Yet they they slam the door shut to military veterans (unless retired). 

So much for giving thanks to those who served, but were disabled before they could retire.

[fltn]

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@NonSufficientFunds wrote:

The confusing part is, that they open their doors to civilians, grandparents, and "household members", etc.

Yet they they slam the door shut to military veterans (unless retired). 

So much for giving thanks to those who served, but were disabled before they could retire.

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I agree completely.

I joined through my brother who is still active, but yet my husband had to join through me after him serving for years.

I think if you ever served a day, you should be able to join, more than a roommate, or even me who is direct family.

My brother has served 15 years so far Special Forces. I thank him and everyone who has served!

[09Lexie]

@ftn

I couldn't agree with you more! I was eligible because both my father and grandfather were retired military. My DH who served active duty in AF had to join through me. I understand they have their bylaws but it appears they have plenty of assets to open it for veterans and those who are disabled.

[Cleanmachine]

If you are currently receiving an medical annuity from the Armed Forces you would be eligible.

[NonSufficientFunds]

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@Cleanmachine wrote:

If you are currently receiving an medical annuity from the Armed Forces you would be eligible.

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Yeah, but if you are an honorably discharged veteran, having served eighteen years (not collecting annuities), you are out of luck.

They would rather extend credit to a guy whose civilian room-mate works at a filling station on the Army base.

[improvingmycredit]

Hello All!
I understand resentment regarding individuals that have served but did not retire not being able to join NFCU. The this is a misconception to believe that they DON'T want to offer their services to these individuals. NFCU has to follow bylaws that are held to both federal and state legal requirements. I am absolutely positive that if they could, they would offer membership. So - plz remember- CUs like other financial institutions want to build relationships with as many eligible individuals under the Law. If they could find a way around this, they would. No solace in this information but it's factual. They want to offer membership- they can't. It's not a matter of want.