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NFCU?

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09Lexie
Moderator Emerita

Re: NFCU?

@ improvingmycredit

I agree with your comments and like I said I understand they have to follow their bylaws. But bylaws are meant to be amended as they did recently to add another military branch.

I have no problems with being selective- it was the example of a roommate being eligible over a veteran.
Message 11 of 34
improvingmycredit
Valued Contributor

Re: NFCU?

Hey 09Lexie! Smiley Happy
Oh- I agree that it's shameful that there isn't some way around this. I think it has something to do with being part of an identifiable group. Not sure. Been trying to research exactly why there isn't some form of access. I come from a generational military family. Past and present with someone from my family in almost every conflict/war. Having some family members that have not retired from service- their only avenue to membership if they desired would be through another family member. Seems strange but there is some obstacle legally.

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
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Message 12 of 34
Anonymous
Not applicable

Re: NFCU?


@CarlosC88 wrote:

so no another way i guess


You could join the Marines? Smiley Indifferent

lol 

Message 13 of 34
webhopper
Moderator Emeritus

Re: NFCU?


@Anonymous wrote:

@CarlosC88 wrote:

so no another way i guess


You could join the Marines? Smiley Indifferent

lol 


That is what my husband did.  He joined NFCU because his debit card broke in half, and he needed to be able to access cash. NFCU was the only credit union on base.

FICO 8:
Goal: Gardening!
Message 14 of 34
Sitori
Frequent Contributor

Re: NFCU?

Would I be able to join if my stepfather is in the AirForce?  He's not in active duty. He's a cheif environmental engineer or something like that.


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EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Message 15 of 34
unc0mm0n1
Established Contributor

Re: NFCU?


@CarlosC88 wrote:

Am i out of luck if i dont have any family thats from the military to join NFCU?


No you're not out of luck. All you have to do is join the military and you're in Smiley Wink

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 16 of 34
NonSufficientFunds
Frequent Contributor

Re: NFCU?


@Sitori wrote:

Would I be able to join if my stepfather is in the AirForce?  He's not in active duty. He's a cheif environmental engineer or something like that.


Go to the NFCU website - there is an "Eligibility Wizard" near the bottom of the page.  Click on it & answer each question to find out.

 

https://www.navyfederal.org/about/eligibility-checklist.php#

 

 

Message 17 of 34
Sitori
Frequent Contributor

Re: NFCU?

I did that.  It's not very specific. It just asks if you have a family member in "any of the listed"   I'm not sure if stepfather is considered family member. I guess I will call and ask.


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EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Message 18 of 34
unc0mm0n1
Established Contributor

Re: NFCU?


@dodfire wrote:

@CarlosC88 wrote:

Am i out of luck if i dont have any family thats from the military to join NFCU?


Navy Federal's field of membership is determined by the National Credit Union Administration. 
If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and 
Air Force retirees and annuitants

All United States Coast Guard personnel—including active duty, reservists, civilian employees, retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees 
and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants

All Delayed Entry Program (DEP) Personnel

All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy, 
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy 
and the United States Merchant Marine Academy; Other Officer Programs*

U.S. Government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Once your family members have joined, their family members are also eligible for membership.


 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 19 of 34
Rhaeny
Valued Contributor

Re: NFCU?


@NonSufficientFunds wrote:

The confusing part is, that they open their doors to civilians, grandparents, and "household members", etc.

 

Yet they they slam the door shut to military veterans (unless retired). 

 

So much for giving thanks to those who served, but were disabled before they could retire.

 

 


Question, can you still go on the base to the commissary?  I know that is how my eligibility was determined.  They said  if the retired member still has access to a military commissary then you are eligible for membership.

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Message 20 of 34
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