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NFCU

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jht2
Contributor

Re: NFCU

I was just accepted into the NFCU family! I'm asking myself why did I wait for so long.

Message 21 of 101
baller4life
Super Contributor

Re: NFCU


@jht2 wrote:

I was just accepted into the NFCU family! I'm asking myself why did I wait for so long.


Congrats!! Welcome to the fam!

Message 22 of 101
jht2
Contributor

Re: NFCU

Thanks!...I just need to bring my utilization down a tad more before applying for any CC and the big one ( an auto loan)

Message 23 of 101
efranklin23
Valued Contributor

Re: NFCU


@jht2 wrote:

I was just accepted into the NFCU family! I'm asking myself why did I wait for so long.


Congrats and welcome to the NFCU Family! 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 24 of 101
eddiejr89
Established Member

Re: NFCU


@jht2 wrote:

Thanks!...I just need to bring my utilization down a tad more before applying for any CC and the big one ( an auto loan)


I would give it a try.  I got approved for cash rewards cc with a 14k limit with high utl. 

EX 671, EQ 661, and TU 671 (USAA Credit Check Monitoring)
CC:
Amex PRG NPSL - NFCU NavCheck 15K - NFCU cashRewards 20K - Chase Sapphire 5K - Chase Disney Premier 6K - Barclays Arrival 10K - Cap 1QS 3K - Home Depot Card 10K - Military Star Card 2.7K
Message 25 of 101
jht2
Contributor

Re: NFCU

Thx

Message 26 of 101
jht2
Contributor

Re: NFCU

I am going to wait till my new balances are reporting because I believe it'll push more score to roughly 710. I'm going to do a dual app (car loan/credit card)

Message 27 of 101
Anonymous
Not applicable

Re: NFCU

I just joined NFCU today! at the same time i applied for an auto loan and a cc...let's just say within ten minutes of being a member I love them!  i was instantly approved for a 32k auto loan with a 1.99 APR for 72 months and their cash rewards card with a 7.9 APR and a 17k CL! My highest card was a Barclay with a 2k limit...also applied for the Duck card yesterday and was approved for 5k.  But anyways, NFCU is awesome! EQ score is 720 by the way

Message 28 of 101
H4LO
Established Contributor

Re: NFCU


@Anonymous wrote:

I just joined NFCU today! at the same time i applied for an auto loan and a cc...let's just say within ten minutes of being a member I love them!  i was instantly approved for a 32k auto loan with a 1.99 APR for 72 months and their cash rewards card with a 7.9 APR and a 17k CL! My highest card was a Barclay with a 2k limit...also applied for the Duck card yesterday and was approved for 5k.  But anyways, NFCU is awesome! EQ score is 720 by the way


Nice APR. But 72 months? Eh....

I was always told if you can't afford to pay a car off in 32 months, you shouldn't be purchasing it. 

6 years finance? Meh. 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 29 of 101
pjsebastian87
Established Member

Re: NFCU

How can you get accepted in NFCU..??

 

 

Isnt there some kind of criteria that you need to qualify or something like that.?! Or anyone anywhere can simply join?

 

 

Please Advice.


Starting Score: EX:645 TU:612 EQ:578 as of JAN 2014
Current Score: EX:647 TU:612 EQ:598 as of FEB 2014
Goal Score: 700


Take the myFICO Fitness Challenge
Message 30 of 101
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