NFCU

[Anonymous]

Hey fender,

I've gotten that message before. It's to let you know that your

application is still pending. 24-48 hours after you get that msg

they make a decision. Of course, you can always call as well,

but like I told you yesterday, they are really swamped with apps

since they expanded the membership.

I know patience isn't a virtue of yours and this isn't exactly what

you wanna hear. But the folks who have the authority to make a

decision will get to you as quickly as they can.

Good luck to you!

CanDo

"The right attitude is everything"

[Anonymous]

CanDo, any luck with your app?  another day and no answer for me!  Its killing me!!  At 2:50 i got another email saying my thing was updated, and guess what, it isnt updated!!! lol.  That is twice I have been led on my NFCU 

Message Edited by fender on 06-03-2008 04:18 PM

[Anonymous]

Hey fender,

Give them a call at 888 842 6328 .

Ask to speak with Credit Card Services.

Let them know that you got the same "update email"

2 days in a row with no change in your app status.

Whoever you talk to should be able to give you more

exact information. Also, ask them if they need additional

info (paystubs, etc) in order to expedite the decision process.

If so, they'll give you a fax number directly to their office.

Hope this helps you. Please keep us posted.

Edit to add: P.S. I got approved for an nRewards Visa and

Mastercard. Originally I was only going to app for 1 card for 4k

but decided to app for both cards at 2k each. Approved no problem.

CanDo

"The right attitude is everything"

Message Edited by CanDoAttitude on 06-03-2008 04:24 PM

[Schoolbuskid]

Do you have to be in the Navy? Or do they have an association like PenFed? Man im reading alot of good things about them throught this thread!

[Anonymous]

Hey Schoolbuskid,

NFCU just expanded their membership to include

all DOD military and civilian personnel & family members.

NFCU doesn't have affiliate organizations like PenFed does.

Check the website for more details:

http://www.navyfcu.org 

Hope this helps.

CanDo

"The right attitude is everything"

[Schoolbuskid]

---

CanDoAttitude wrote:

Hey Schoolbuskid,

NFCU just expanded their membership to include

all DOD military and civilian personnel & family members.

NFCU doesn't have affiliate organizations like PenFed does.

Check the website for more details:

http://www.navyfcu.org 

Hope this helps.

CanDo

"The right attitude is everything"

---

Thanks CanDo, but i have no family that serves in any governments duties!

[Anonymous]

I was declined.

Im kind of shocked, based on whogavemecredit.com and CBP database, I thought I was a shoe in.

There reason was:

Derogatory credit bureau references

This sucks *** I was really counting on this TL.

[Anonymous]

Hey fender,

I'm sorry to hear that you were turned down.

If your derogs are items that can be cleaned up

within the next 60-90 days, give NFCU another try

after everything is taken care of.

You could apply for a collateral loan ( like an auto

loan or secured loan ) in order to establish a track

record with them. Then try again after a few months

for an unsecured loan/cc and see what happens.

Once again, I'm sorry things didn't work out for you.

Keep your chin up.

CanDo

"The right attitude is everything"

[Anonymous]

Cap 1 will be payed this month, but of course they wont PFD

Amex is an OLD charge off ($3800) outside SOL, im not touchin that unless they agree to delete at a loooow %

[smallfry]

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@Anonymous wrote:

Does anyone know specifically the things NFCU wont like to see (recent inq, accounts etc.). With 600 eq do i have a chance? If so, which card?

thanks.

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With a 600 EQ the report needs to be nearly clean fender.