Ok guys....
I thought, with lando getting much love from Capitalone, then maybe I can too. I still have their platinum card with a $500 limit. I have kept it clean for the last year and used it sparingly, but I do use it and kept it paid. So I ask these idiots for a CLI by using the "backdoor" number given on another thread with lando. Ok, so I wait on hold for about 30 mins. Finally someone who says she is a "senior" manager, tells me she cannot up my limit, but she doesnt know why. I told her about my recent cards by USAA (mastercard, AMEX) both $10,000 limits, and that I only wanted $1500 on this card. She said she couldnt do it. But she said, call this number and they can try from their end and manually do it or tell me why not. She also said it would be a soft pull. The number was 1800-955-7070. Well, I called it and the automated service (which is what it was) told me that they couldnt give me a CLI by automated system OR actual representative. And it still didnt tell me why not!
You know, I dont even want to talk to these idiots anymore. They can keep this crappy card. I understannd when my credit was bad, they gave me a chance, but even then, I kept my nose clean, used this sh**ty card with it's elevated interest rate, paid their fees, and they wont show me love when I get on my feet? Dont they understand about COMPETITION? Well FINE. I am going to cut this card in half, close the account and mail it to their customer service center. This doesnt make sense, but whatever, I really dont care their reasons. If USAA and Bank Of America trust me to give me limits more in line with my credit rating, then who do Capital One think they are? She could have at least offered me another card if she couldnt do it on the starter I had! Seems to me they really dont want my business.....So they wont have it.....
Stpn2me
TU - 673 EQ - 672 EX - 669 as of 13 Nov 2015