Re: NavCheck reporting to credit report?

TatorTodd · ‎05-24-2014

Many have said it reports like a credit card, though mine does not report to any agencies, though my credit card does, which was opened the same day.

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789

Anonymous · ‎05-24-2014

Thats what I had read too but mine reports as a loan and does not affect my utlization for credit cards.

TatorTodd · ‎05-24-2014

So it shows up on CR? mine does not show up at all. If it was a loan, it would help versify the credit profile which would be nice

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789

Anonymous · ‎05-25-2014

Navchek can be late reporting. It reports as "Line of credit" and should figure into utilization since it is revolving credit, not an installment loan (but Credit Karma just treats it like an installment). Also, a different loan department at Navy deals with the LOC.

Creditaddict · ‎05-25-2014

Give it up to 2 months to report

NavCheck reporting to credit report?

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NavCheck reporting to credit report?