Navy Federal 2023 Targeted Balance Transfers

[OmarGB9]

No Navy BT love for me, but I *did* get both online AND mail offers for a 0%/12 months or 2.99%/18 months BT from Penfed. They even mailed me BT checks! 

[CreditCuriosity]

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@OmarGB9 wrote:

No Navy BT love for me, but I *did* get both online AND mail offers for a 0%/12 months or 2.99%/18 months BT from Penfed. They even mailed me BT checks! 

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Suppose I should of seen if mine that came where 0% bt fees before tearing them up a week or two ago. Oh well..  Interesting information as never known PenFed to offer 0% BT fees before.

[OmarGB9]

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@CreditCuriosity wrote:

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@OmarGB9 wrote:

No Navy BT love for me, but I *did* get both online AND mail offers for a 0%/12 months or 2.99%/18 months BT from Penfed. They even mailed me BT checks! 

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Suppose I should of seen if mine that came where 0% bt fees before tearing them up a week or two ago. Oh well..  Interesting information as never known PenFed to offer 0% BT fees before.

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Just to clarify, the percentages are the APR; I believe the BT fees were the standard 3% for either offer.

Not home at the moment so I can't check, but yea. 

[CreditCuriosity]

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@OmarGB9 wrote:

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@CreditCuriosity wrote:

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@OmarGB9 wrote:

No Navy BT love for me, but I *did* get both online AND mail offers for a 0%/12 months or 2.99%/18 months BT from Penfed. They even mailed me BT checks! 

---

Suppose I should of seen if mine that came where 0% bt fees before tearing them up a week or two ago. Oh well..  Interesting information as never known PenFed to offer 0% BT fees before.

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Just to clarify, the percentages are the APR; I believe the BT fees were the standard 3% for either offer.

Not home at the moment so I can't check, but yea. 

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ok makes more sense as 3% is typical for PenFed.  Get checks mailed to me about 4 times a year for each of my cards it seems.  I believe you can call and request as well if want checks to be sent.

[Traveler101]

No soup for me from Navy. Penfed is constantly offering transfers with checks to me. Actually us bank has been making some offers too which is kinda nice. Seems like many of the lenders are making some good offers. Cap1 not so much. No transfer fee but no time associated with it. Just 19% on a balance transfer. Let me jump on that one. Seen too, where quite a few folks are offering 0 int for 12 months and no transfer fees with some credit unions. Some great offers out there.

[Shooting-For-800]

0/3 on NFCU for me (so far?)

2/3 on PenFed

[NoMoreE46]

Mine looks a little bit different  than yours @K-in-Boston.  
It's an offer for the Cash rewards card.  I don't have any NFCU ones yet.

I think I rcvd my mailer at the  end of January so who knows about the tardiness.

[1GaDawg85]

Good to see Navy Federal is still sending out BT offers. I don't remember seeing one on either of my cards but I don't have much debt reporting so maybe they don't see me as needing it. 

[TRC_WA]

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@K-in-Boston wrote:

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This is still going to be useful, though.  Taxes aren't final yet, but they're looking like a painful hit for 2022.

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I know the feeling.  Glad I still have 8 months left of 0% on my Reflect.

[portlandmusician]

@K-in-Boston Are current Navy Federal balance transfer offers on existing cards targeted (i.e. they'd notify me if I had one), or do people have luck reaching out to customer service to see if there is one on your account they haven't notiied you about?  Thanks.