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Navy Federal Balance Transfers: End of an Era?

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SlideOrInsert
Regular Contributor

Navy Federal Balance Transfers: End of an Era?

...for existing card holders.

 

I know there were some targeted offers last month for some dormant accounts. unfortunately just weeks before I had made a small purchase on my platinum after 10 months of non-use.

 

in jan 2020 I was extended an offer that really helped me make a large stride in paying off some credit card debt. thanks nfcu!

 

upgrade
9/2022
$30000
nfcu
8/2020
$20000
nfcu
12/2018
$30000
bofa
8/2016
$30000
citi
3/2016
$21000
discover
5/2014
$20000
chase
10/2007
$8900
Message 1 of 8
7 REPLIES 7
Curious_George2
Valued Contributor

Re: Navy Federal Balance Transfers: End of an Era?

By this time last year, some emails had gone out with 1.99% BT offers on Flagship cards. We haven't seen or heard of anything like that this year. I doubt they've made a decision to permanently stop running the post-holiday BT promo, but it looks like they are skipping it this year. 

I hope they prove me wrong!

Message 2 of 8
tcbofade
Super Contributor

Re: Navy Federal Balance Transfers: End of an Era?

Last I checked, their current credit card promo expires today... and I'm hoping that the balance transfer offer is the next promo...

 

We will all find out together!

 

Fingers crossed!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 3 of 8
DoctorManhattan
Frequent Contributor

Navy BT Offer 2022?

Is navy going to offering anything this year for BTs?

Message 4 of 8
DJRobbieD
Regular Contributor

Re: Navy BT Offer 2022?

I got a targeted email offer in November on my Platinum for 0% APR for 12 months on BTs through Dec 2021 and purchases through Oct 2022.


TCL: $401.4k
Message 5 of 8
SlideOrInsert
Regular Contributor

Re: Navy BT Offer 2022?

Navy Federal Balance Transfers: End of an Era?

Navy Federal CLOC: End of an Era?

probably gone along with the high limit cloc.

 

upgrade
9/2022
$30000
nfcu
8/2020
$20000
nfcu
12/2018
$30000
bofa
8/2016
$30000
citi
3/2016
$21000
discover
5/2014
$20000
chase
10/2007
$8900
Message 6 of 8
Anonymalous
Valued Contributor

Re: Navy BT Offer 2022?

It's for new cards not for people who already have cards, but if you go to their credit card page, all the NFCU cards except the n and Go Rewards have balance transfer offers as SUBs. For instance, the SUB that expired a couple days ago for the More Rewards was 25,000 points after $3000 spend, but that's gone and been replaced by a 1.99% intro APR for 12 months. The Platinum is 0%. Some cards still offer points/cash, but they've been been downgraded, and they're really pushing the BTs.

Message 7 of 8
M_Smart007
Legendary Contributor

Re: Navy BT Offer 2022?


@DoctorManhattan wrote:

Is navy going to offering anything this year for BTs?


As of today, I have received no offers on Platinum or More Rewards.

Message 8 of 8
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