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Navy Federal CLI Strategy Question

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pakratus
Contributor

Navy Federal CLI Strategy Question

Thinking about total exposure...  Is there any strategy to NOT requesting CLI on one card to help grow the other?   OR is it more like 'use it or lose it?'

 

Cash Rewards 25k, over 91/3

More Rewards 1k, approved today

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1 REPLY 1
Jordan23ww
Valued Contributor

Re: Navy Federal CLI Strategy Question

Congratulations on the More Rewards approval!


For my limit increase strategy I have been applying for limit increases as I become available for them. My More Rewards and Flagship always become for an increase 2 weeks apart.  So far Navy has been saying yes to both when I ask.  


I'm contemplating now only asking for increases on my Flagship since max exposure is $80K and I want to get my Flagship close to 50K (More Rewards is at $33,300 so I'll get the flagship to about $47K). The Cash Rewards card is my wife's.  

      


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