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Navy Federal Cash Rewards Approval

Contributor

Navy Federal Cash Rewards Approval

Hey!!! App'd for a Navy Federal Cash Rewards card, knowing I would be denied, but to my ultimate amazement I was approved with a CL of $4k!!!!!

 

I was getting discouraged with the denials from Walmart, Barclays, and Cap 1, but this card outweighs all of them IMO!!!

 

Keep up the good work myFico community - I've learned quite a bit!!!

Message 1 of 10
9 REPLIES
Established Contributor

Re: Navy Federal Cash Rewards Approval

 

That's awesome!

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego
Message 2 of 10
Frequent Contributor

Re: Navy Federal Cash Rewards Approval

That's terrific! Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


Take the FICO Fitness Challenge
Message 3 of 10
Valued Contributor

Re: Navy Federal Cash Rewards Approval

CONGRATULATIONS!!!



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 4 of 10
Valued Contributor

Re: Navy Federal Cash Rewards Approval

Navy seems to have great CSRs too. I'd advise almost anyone that can join NFCU to do so.  I've read if treated them right they're very good to their customers. I've also read they can be just as rough if treated wrong...  We like NFCU very much so far, hope they continue to offer no surprises Smiley Very Happy  (It's a refreshing change from things like BOA frankly).

 

Big congrats on the membership and card!  Smiley Happy

Message 5 of 10
Contributor

Re: Navy Federal Cash Rewards Approval

Thanks, everyone!

 

And yes, the CSR at Navy Federal are wonderful!!!

Message 6 of 10
Established Contributor

Re: Navy Federal Cash Rewards Approval

Grats! I have to say I love my NFCU cashRewards card, I just went over the $10k limit so it gives me 1.5% cash back now - so I like it even more. It's what I use for pretty much everything now, except for the 5% categories from Discover or statement credit offers from Amex.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Message 7 of 10
Contributor

Re: Navy Federal Cash Rewards Approval

I'm going to try for an auto loan next, but I am going to wait until some of my disputes with the CRAs are done. Hoping for two more baddies to come off Smiley Happy

Message 8 of 10
Frequent Contributor

Re: Navy Federal Cash Rewards Approval

Are you active duty?

Message 9 of 10
Contributor

Re: Navy Federal Cash Rewards Approval

No, I am not. My father is retired from the Navy.

Message 10 of 10