Navy Federal Credit Union - Income Verification

[Gonzozap]

Can anyone comment on whether Navy Fed asks for income verification for credit card approval?  I have never had a bank ask for verification, but I know credit unions can be different.

Same question for car loan approval.  Thx all.

[Anonymous]

IME, I was never asked for verification.  I joined and immediatedly applied for a cash rewards card and was instantly approved for $10k within a few days, I setup direct deposit and started using them for my day to day banking. I believe they see my habits and have awarded me accordingly.

[Creditplz]

I was asked for Income verification for a CLI, and a CLOC

[Anonymous]

Approved a few days ago for my first card. Im also a new NfCU customer. No income verification requested even on recon

[Bman70]

Speaking of Navy Fed, I opened an account as a veteran (under new rules) the other day. The next day I got a call from someone with NFCU, wanting to "finish setting up my accounts and security features." She said it would be a 15 minute phone call, so I said I didn't have the time right then. But I've gotten two emails and another missed call from them, reminding me to set a time for this appointment. I thought my account was already opened when I went to the branch and got my debit card. Anyone else know what a 15 minute interview would be needed for? Just a little annoying since I filled everything out already when I joined.

I should have a data point on income verification here too, since I'm eyeing some products.

[Creditplz]

They did that to my mom but eventually just left her alone.. they were just trying to have her add a password for extra layer of security and to welcome her to NFCU.. and to ask if she wanted to set up direct deposit etc...

[Anonymous]

They asked for it when I applied for The CLOC, and gave me a whopping 2.5k at that time. A few months later it was increased to 15k and the CC increased from 15.6k to 21.5k for an HP but no more verification even though I put a higher income since I've had 2 promotions and a raise.

[Anonymous]

Have cc and CLOC, and haven't been asked for POI. I would think an auto loan might though

[CreditInspired]

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@Bman70 wrote:

Speaking of Navy Fed, I opened an account as a veteran (under new rules) the other day. The next day I got a call from someone with NFCU, wanting to "finish setting up my accounts and security features." She said it would be a 15 minute phone call, so I said I didn't have the time right then. But I've gotten two emails and another missed call from them, reminding me to set a time for this appointment. I thought my account was already opened when I went to the branch and got my debit card. Anyone else know what a 15 minute interview would be needed for? Just a little annoying since I filled everything out already when I joined.

I should have a data point on income verification here too, since I'm eyeing some products.

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I have a checking, savings, platinum, siggy, and CLOC and was not asked for POI. I don't understand why NFCU need to schedule a 15-minute interview unless they're trying to sell you on other products

On another note, how did you get your CCs to rotate in your signature line? I love it!

[Mattopotamus]

nevermind.  I read the title as "NASA"