Navy Flagship annual Amazon credit...Dead?

[PullingMeSoftly]

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@FICO-Quest wrote:

In both 2021 & 2022 I had to send a secure message after the Amazon Prime credit did not post to my account after waiting 6-8 weeks.  In both cases Customer Service had to manually post the credit.  This year during the last week of July my Amazon Prime annual fee posted to my Flagship and I was automatically credited by NFCU within 3 days - right before my statement closed.  The annual credit is still being advertised by Navy Federal for the Flagship, and in my case is definitely still alive and working!

From navyfederal.org:

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Thanks for this DP @FICO-Quest, i'm unfortunately not seeing this language anywhere applicable to my account, but awesome that you're getting a third year!

[PullingMeSoftly]

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@SouthJamaica wrote:

It's my understanding that you were only supposed to get it once, as part of the sign up bonus. I don't see how a $49 per year annual fee card can just give away a $140 item each year.

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It's been a curious benefit for sure @SouthJamaica , especially considering the fact that I PC'd to the Flagship from a Platinum, so the reimbursement was never related to a sub for me.

[Lou-natic]

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@Anonymous wrote:

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I don't have the card but how do you get the $2,500?  I would have assumed $4,900 for the extra 1% to offset the fee?

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Honestly I'm not sure. $4,900 is correct though. This is one where you have to use the credits they offer to make it worthwhile IMHO. The other thing I don't like about NFCU cards (Flagship and More Rewards specifically)  is the $50 minimum for points/cashback redemption. Drop the AF and cut that to $25 (or even better no minimum at all) and they would have a very compelling offering.

[NAVYCHOP]

I product changed to a Flagship card last March so never expected to get any new account bonuses.  I did charge my Amazon Prime membership to the card just in case but was never reimbursed.

Just last week I received an August to October offer of 5 percent on gas and 6 percent on transit charges.

[Happygolucky1]

As my previous post stated I also did not receive my Amazon credit.

I had to wait 12 weeks exactly but I sent a secure message to NFCU and they posted the credit within 10 minutes. 
It's alive and well. 

[Jordan23ww]

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@ForwardLooking wrote:

As a $49 annual fee card, the point / reward accumilation alone on the Flagship more than pays for itself.  I am sad to see the prime credits disappear, but I will not be canceling my card over it as it has become my goto card for travel and daily use.  Only time I find myself not using it is if I am making a purchase that is on Discover's 5% rotating category list.

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@ForwardLooking  I also have found great value with my Flagship. I use it for my bills that don't have higher than 2% multipliers and it easily pays for itself each very quickly each year. I have a bunch of cards that offer 2% back but I still prefer this one the most.  

The Amazon credit was a nice bonus to receive the 2 years I've gotten it. I didn't think they were doing it this year so I went back to using the Prime Visa for Prime since it gives 5% back on the membership renewal (the other 2 years I received emails it was being offered and didn't this year). Even without the Amazon credit, I don't have any plans to cancel or product change my Flagship card.  

[NAVYCHOP]

I think anyone who got more than one year reimbursed for Amazon Prime simply lucked out as the NFCU promotion clearly states it is a one time bonus.  I product changed so didn't expect to receive the Amazon promotion at all but based on reports in MyFico, I billed the Amazon charge one time to my Flagship account and didn't receive anything.  That turned out to be a bust as my Flagship mailing address is in California which charges their hefty 9.5 percent sales taxes on memberships over $100 like Costco Executive and Amazon Prime.  Normally I bill those memberships to AMEX which allows me to add a second address to the account so I use the address of a second home that I have in a state which charges no sales taxes on memberships.

[UncleB]

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@NAVYCHOP wrote:

I think anyone who got more than one year reimbursed for Amazon Prime simply lucked out as the NFCU promotion clearly states it is a one time bonus.  I product changed so didn't expect to receive the Amazon promotion at all but based on reports in MyFico, I billed the Amazon charge one time to my Flagship account and didn't receive anything.  That turned out to be a bust as my Flagship mailing address is in California which charges their hefty 9.5 percent sales taxes on memberships over $100 like Costco Executive and Amazon Prime.  Normally I bill those memberships to AMEX which allows me to add a second address to the account so I use the address of a second home that I have in a state which charges no sales taxes on memberships.

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At the risk of getting off-topic, I had no idea Amex would allow this.  Thanks for the heads-up!

The trick I use for Amazon is I have an old prepaid card loaded to my Amazon account with an old Georgia billing address - it was current/active when loaded, but I never removed it after I moved.  I have Prime set up to use my GC balance first and I make sure to have it replenished so Amazon doesn't try to bill the $0 balance card, but I'm not charged the sales tax because of the billing address on the card.

[Mike1inTX]

Hi,

Received my NFCU Amazon prime membership credit for the third year on the Flagship card.

Sept 1, 2023 billed $150.47 from Prime.

Credit received Sept 6 , 2023 in the amount of $130.00 as NFCU Amazon Prime Credit.

Happy to see this credit appear.

[Jordan23ww]

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@Mike1inTX wrote:

Hi,

Received my NFCU Amazon prime membership credit for the third year on the Flagship card.

Sept 1, 2023 billed $150.47 from Prime.

Credit received Sept 6 , 2023 in the amount of $130.00 as NFCU Amazon Prime Credit.

Happy to see this credit appear.

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@Mike1inTX  That is awesome! Congratulations to you! Thank you for sharing your experience with us!