Navy Platinum APR reduction

AverageJoesCredit · ‎11-26-2019

After impatiently waiting a few days , my Navy Federal Platinum Visa card turned 1 year old yesterday so i sent them a sm to ask about reducing my Apr . Got back my reply moments ago and mission successful! From 10.74 to 8.74%

This is now my second Visa under 9% Woo hoo! HAPPY HOLIDAYS everyone

Rebuild2019 · ‎11-26-2019

Congratulations 🎊🍾🎉🎈 @AverageJoesCredit

Anonymous · ‎11-26-2019

Very nice, congrats!

Anonymous · ‎11-26-2019

@AverageJoesCredit wrote:
... From 10.74 to 8.74% ...

Sweet! Nicely done, Joey.

Peazmom · ‎11-26-2019

@AverageJoesCredit wrote:
After impatiently waiting a few days , my Navy Federal Platinum Visa card turned 1 year old yesterday so i sent them a sm to ask about reducing my Apr . Got back my reply moments ago and mission successful! From 10.74 to 8.74% This is now my second Visa under 9% Woo hoo! HAPPY HOLIDAYS everyone

Congrats my friend!

Starting FICO 8 December 2017

FICO 8 as of 6/7/20

Sock Drawer:

SouthJamaica · ‎11-26-2019

@AverageJoesCredit wrote:
After impatiently waiting a few days , my Navy Federal Platinum Visa card turned 1 year old yesterday so i sent them a sm to ask about reducing my Apr . Got back my reply moments ago and mission successful! From 10.74 to 8.74% This is now my second Visa under 9% Woo hoo! HAPPY HOLIDAYS everyone

Awesome @AverageJoesCredit That's a beautiful rate.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

CreditCuriosity · ‎11-26-2019

Congrats AJC! Great APR by any stretch.

ocheosa · ‎11-26-2019

Congrats King Joe !!! Get jiggy with it !!

[4/26] Scores 8/9: 800s. Util: ≤ 1%. AoOA: 18.9y, AoYA: 4m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 1, TU 0.
TCL $738.5K: Personal $597.5K, Business $141K.

AverageJoesCredit · ‎11-26-2019

Lol, thanks everybody

This was a great day for Baby Platimus

I'm inclined to try and go for a cli but not really sure there is any meat on the bone , income, plus im really tired of hps and am holding strong against my impulse. Probably only eay id go for one is if Navy said i was prequaled for one lol. So now my CR is 11.74% and my Plat is 8.74%

Go Navy

AllZero · ‎11-26-2019

Congratulations on your APR reduction!