Navy Pre-Qualification Tool

[Anonymous]

I am sure this has already been posted, but I just noticed Navy now has pre-approval suugestions for their credit cards.  New to me.  I hope this is helpful if anyone didn't know. 

[blindambition]

Navy has always had a pre-qual tool, but take suggestions with a grain of salt.

Not the most reliable, or guaranteed. The forums are a more reliable tool. 😉 

[coldfusion]

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@Anonymous wrote:

I am sure this has already been posted, but I just noticed Navy now has pre-approval suugestions for their credit cards.  New to me.  I hope this is helpful if anyone didn't know. 

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The thing with Navy preapprovals is that since they started providing them a critical mass of data points has been gathered showing that they are unreliable.   I haven't seen anyone claim that this has been addressed.

[Mr_Mojo_Risin]

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@Anonymous wrote:

I am sure this has already been posted, but I just noticed Navy now has pre-approval suugestions for their credit cards.  New to me.  I hope this is helpful if anyone didn't know. 

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They've had it for awhile now. It's not reliable and probably shouldn't be trusted. 

That's the only thing wrong with Navy, that's it. They're the best, I love them 😅

[AverageJoesCredit]

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@blindambition wrote:

Navy has always had a pre-qual tool, but take suggestions with a grain of salt.

Not the most reliable, or guaranteed. The forums are a more reliable tool. 😉 

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Actually, this is rather new.They did not have a prequal tool when i joined in 2017.  Ill sum up their prequal like this, if you get approved, it works, if you get declined, its a BOA prequal😁

[Anonymous]

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@Anonymous wrote:

I am sure this has already been posted, but I just noticed Navy now has pre-approval suugestions for their credit cards.  New to me.  I hope this is helpful if anyone didn't know. 

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Not reliable at all.  When I was applying over the phone for the Flagship (my 3rd Navy card) even the customer service rep with Navy said to me it was not reliable.  She stated she had seen people get pre approved but then denied once they applied.  Take it with a grain of salt.

[Brian_Earl_Spilner]

It works enough to tell me I'm only pre-qualified for a secured card since I'm at my maximum internal limit.

[Anonymous]

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@Brian_Earl_Spilner wrote:

It works enough to tell me I'm only pre-qualified for a secured card since I'm at my maximum internal limit.

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Brian Earl Spilner, sounds like a serial killer. Is that what you are? 

But yeah their pre-qual tool is wortless. They said I was good to go for all products when I knew very well I wasn't. 

[Trooper2003]

Does anyone know how reliable the prequalify tool on the Navy Federal website?I just became a member put in my info and it said I Prequalified for all their cards. Thanks for all the advice and feedback here! You guys are great!!!

[Anonymous]

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@Trooper2003 wrote:

Does anyone know how reliable the prequalify tool on the Navy Federal website?I just became a member put in my info and it said I Prequalified for all their cards. Thanks for all the advice and feedback here! You guys are great!!!

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Unreliable