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Navy Reallocation of Credit Question...

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Andy77
Valued Contributor

Navy Reallocation of Credit Question...

Hello,

 

I moved 2500.00 from one of my cards to my Navy Visa.

 

Does Navy consider that credit move an increase on that card so the (6) months between CLI's would start over the day the increased credit takes afffect on my Visa ?

 

 

Message 1 of 4
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Anonymous
Not applicable

Re: Navy Reallocation of Credit Question...


@Andy77 wrote:

Hello,

 

I moved 2500.00 from one of my cards to my Navy Visa.

 

Does Navy consider that credit move an increase on that card so the (6) months between CLI's would start over the day the increased credit takes afffect on my Visa ?

 

 


Yes, it is considered an increase. You must wait 180 days from that date. 

Message 2 of 4
Anonymous
Not applicable

Re: Navy Reallocation of Credit Question...

It actually isn't just an increase, it's a change in credit limit in either direction, so neither card is eligible for CLIs for 6 months. 

Message 3 of 4
AverageJoesCredit
Legendary Contributor

Re: Navy Reallocation of Credit Question...


@Anonymous wrote:

It actually isn't just an increase, it's a change in credit limit in either direction, so neither card is eligible for CLIs for 6 months. 


Oh no @Anonymous  dont crush dreams of cliSmiley Wink. Its true though, touch an account and you play with its very aerodynamics 😆

Message 4 of 4
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