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Nebraska Furniture Mart Card Credit Score Requirements

alexman80
New Visitor

Nebraska Furniture Mart Card Credit Score Requirements

We are looking at applying for a NFM card because we are in bad need of furniature.  Our scores are 564 & 578.  Does anyone know if they will approve someone with that low of a score?

Message 1 of 9
8 REPLIES 8
pipeguy
Senior Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements

No one can answer what a specific "store card" approval will be because its based on unknown parameters, you might talk to their credit manager as to your chances. One factor that you can bank on is that if they approve you that your interest rates will be sky high if your fico scores are in the 500's. 

Message 2 of 9
tcbofade
Community Leader
Super Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements

NFM is 18% for everyone.

 

I doubt you'll see an approval in the 500s score wise. 

 

650 or so (Experian) will get you a small, starter limit.

 

 


11/01/21 Fico 8: EX 746, EQ 757, TU 758.
11/03/21 Fico 9: EX 745, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 3 of 9
CreditGuy03
Established Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements

Nebraska does have no credit financing too. Just have to go in store and ask.

 

i believe its through progressive leasing.

Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
Message 4 of 9
victornewman
Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements

My best friend got turned down several times over a few years and then finally approved when her score reached 680.  She did the app online and got a 1k credit limit.   My brother applied in-store with a 650-ish score and got approved for 3k.

Once you get your scores up to 650, I would recommend applying in the store because you would have a better chance of getting a higher starting limit vs applying online.

Message 5 of 9
Appleman
Valued Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements

Love NFM 0% financing deals.

Message 6 of 9
tcbofade
Community Leader
Super Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements


@Appleman wrote:

Love NFM 0% financing deals.


DW and I have done all of our major appliances and the vast majority of our furniture via NFM 0% deals.  She opened her account in 2009 and has yet to pay them a penny in interest.  Smiley Happy


11/01/21 Fico 8: EX 746, EQ 757, TU 758.
11/03/21 Fico 9: EX 745, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 7 of 9
Princesskita
New Visitor

Re: Nebraska Furniture Mart Card Credit Score Requirements

Hi. Do you know what credit B Nebraska pull for their credit inquiry?
Message 8 of 9
tcbofade
Community Leader
Super Contributor

Re: Nebraska Furniture Mart Card Credit Score Requirements

Experian. 


11/01/21 Fico 8: EX 746, EQ 757, TU 758.
11/03/21 Fico 9: EX 745, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 9 of 9
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