Need Credit Card Advise from Expert with 767 Plus Score

[fused]

Yes, this is fine example of AU abuse. On another note, I would never,ever be an AU on a strangers account. What a mess that could be.

[Anonymous]

These are legit AU adds for accounts .. so what should I expect to go for first I have the credit company telling me that they could try get me up to 100K not to apply for anything but wait there still working n my file to clean it up to were they can do whatever . I was told that they know people to be able to get me upwards for 100K. They told me if I tried applying I would fk it up just wait be patient

[Creditaddict]

I'm sorry but with only AU accounts on your credit file, no one in gods name is going to give you a 100k credit card. I think it's time to leave this company your dealing with, they sound shady

[MidnightVoice]

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sfdiscobay wrote:

These are legit AU adds for accounts .. so what should I expect to go for first I have the credit company telling me that they could try get me up to 100K not to apply for anything but wait there still working n my file to clean it up to were they can do whatever . I was told that they know people to be able to get me upwards for 100K. They told me if I tried applying I would fk it up just wait be patient

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Let me get this right - you had poor scores so you "bought" an increase by paying to be put on as an AU on someone else's account via a process that is so shady that it has caused a change in the model being used to calculate scores.  Now you are looking for $100K worth of credit.  Do I have it right?

And if so, why do need that much credit?

[Creditaddict]

"These are legit AU adds for accounts .. so what should I expect to go for first I have the credit company telling me that they could try get me up to 100K not to apply for anything but wait there still working n my file to clean it up to were they can do whatever . I was told that they know people to be able to get me upwards for 100K. They told me if I tried applying I would fk it up just wait be patient"

My question is if you are so confident that these people are legit and they tell you they can try to get you 100k limits, why you keep asking us who you should apply for and what you could expect in CL.

1 inquiry is not going to hurt you, just apply for 1, you pick, anyone you want, citi, capital one, bao, amex and get the 30 sec approval and see what htey give you if anything.

That's going to be a better more solid answer then ANY of us could give you.

[Anonymous]

I know cant get an 100K card this is upwards of an few cards totaling the amount you mistaked what I wrote down here . How many cards would be reasonable to try going for totaling fair credit line amounts

[ficonovice]

Enough already. Just apply for a card and see what happens--you'll probably be approved, but I'm curious to see what kind of limit you'll receive. And to add on, by everything you've written it certainly appears that you've purchased trade lines and it's certainly very shady.....

[Creditaddict]

RIGHT!!!!~! I couldn't agree more!

APPLY ALREADY!!!

[fused]

If you were a lender or a CCC would you grant someone credit without a history? If it was me, no way! As far as I'm concerned, the OP simply doesn't get it. So what if he has very good scores, he is not a good risk. Not a good risk doesn't = an approval with a prime company.

[Anonymous]

They are either legit AU adds as in a friend or family memebr added you aor a copany added them in order to boost your scores to clean up yoour history as you previously posted.  They cannot be both. Some creditor will not extend credit with only AU accounts on one account where you have responsibility.  Some issuers can actually tell the difference and do not go by scores alone.

Message Edited by Brammy on 11-17-2007 04:48 PM