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I am looking for a 0% APR card that comes with a good SL (8k and above). Here are my stats,
EX 760 EQ 741 TU 758
INQ 12 3 8
New Accounts 4/6
AAOA 7 Years
Util 10%
It would be great if it is a EQ puller.
WF Reflect. Should be EXP.
@OCONUS wrote:I am looking for a 0% APR card that comes with a good SL (8k and above). Here are my stats,
EX 760 EQ 741 TU 758
INQ 12 3 8
New Accounts 4/6
AAOA 7 Years
Util 10%
It would be great if it is a EQ puller.
Wf reflect would be great. I've found wf does good cls. Unfortunately, ive found them sensitive to new accounts. They do seem to favor existing customers, might open a checking with them,
https://accountoffers.wellsfargo.com/welcomebonus
$325 sub.
I have recent opened a WF BUS BLOC. I am not sure they will give me more credit with 12 EX inq. What about PNC?
Are they sensitive to new acc and inq?
I am scared of Discover but I would like to know if others have gotten one easily.
KeyBank - Latitude Credit Card
0% on Balance Transfers for 15 Months (4% BT Fee)
https://www.key.com/personal/credit-cards/keybank-latitude-mastercard.html
- Equifax HP.
- KeyBank says HP for CLIs, but reported to mostly be SPs except from folks who forgot to freeze Equifax(?).
- They often send 0% promos to existing customers, the card holds value for that after the promo ends.
Fairwinds - Preferred Cash Back
0% on Balance Transfers for 12 Months (0% BT Fee)
https://www.fairwinds.org/personal/credit-cards/cash-back-credit-card
- Equifax HP.
- You can try the pre-qualification they have
PenFed - Gold
0% on Balance Transfers for 15 Months (3% BT Fee)
https://www.penfed.org/credit-cards/gold-visa
- Equifax HP.
- They have a pre-qualification page.
Truist Future
0% on Balance Transfers for 15 Months (3% BT Fee)
https://www.truist.com/credit-cards/future
- Equifax HP.
- Low starting limits reported from really good profiles.
JFCU - VISA Platinum
0% on Balance Transfers for 18 Months (0% BT Fee)
https://www.jfcu.org/CreditCards
- Equifax HP
- They just raised it from 12 months to 18. You should research this one more, IDK much about them.
Citizens Clear Value Mastercard
0% on Balance Transfers for 18 Months (5% BT Fee)
https://www.citizensbank.com/credit-cards/no-annual-fee-mastercard.aspx
- Equifax HP
- Tight lender it seems at times.
PNC Core Visa Credit Card (Experian)
0% on Balance Transfers for 18 Months (4% BT Fee)
https://www.pnc.com/en/personal-banking/banking/credit-cards/pnc-core-visa-credit-card.html
- They HP Experian, you mentioned Equifax would be ideal
- They like stronger profiles usually for good starting limits