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Need advice about US Bank card usage

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Anonymous
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Need advice about US Bank card usage

A few months ago I had my US Bank secured card unsecured. They kept the limit at $300 though. While trying to unsecure the card I also accidentally applied for a platinum US Bank Visa and was approved for one with a CL of $4,000.

 

My issue now though is that I want the $300 card to grow (obviously) and I would like for $4,000 card to be PC'd to a better product (Cash+ is the goal) but I haven't been using the cards much because they don't offer rewards.

 

I have a hard time justifying using the cards when I get cashback by using my other cards.

 

Any advice? I tried calling to see if they would PC my bigger card but they told me nothing was available at the moment.

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2 REPLIES 2
Anonymous
Not applicable

Re: Need advice about US Bank card usage

No one has any advice?

Message 2 of 3
daybreakgonesXe
Valued Contributor

Re: Need advice about US Bank card usage


@Anonymous wrote:

A few months ago I had my US Bank secured card unsecured. They kept the limit at $300 though. While trying to unsecure the card I also accidentally applied for a platinum US Bank Visa and was approved for one with a CL of $4,000.

 

My issue now though is that I want the $300 card to grow (obviously) and I would like for $4,000 card to be PC'd to a better product (Cash+ is the goal) but I haven't been using the cards much because they don't offer rewards.

 

I have a hard time justifying using the cards when I get cashback by using my other cards.

 

Any advice? I tried calling to see if they would PC my bigger card but they told me nothing was available at the moment.


May still be a little too soon for them to PC a recent card. I would use the cards regularly for a few purchases, PIF, then at the year mark for each card ask for your appropriate wants (increase in the $300 card, increase/PC on the $4,000 card).

 

Hope that helps Smiley Happy

Message 3 of 3
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