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Need some advise

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rockbttm442
Frequent Contributor

Re: Need some advise

Thanks I'll give them a call once I but my kid to bed. 

Cap 1 QS1 - $3300, Kemba CU - $500, Chase Freedom - $500, Sears MC - $751, Sears - $2000, Hot Topic - $1230, Grismer - $1200, Target - $1800, Walmart - $200, Home Depot - $500, Discover IT Chrome - $7000, Chase Sapphire Preferred - $5000
Message 11 of 21
Anonymous
Not applicable

Re: Need some advise


@rockbttm442 wrote:

Thanks I'll give them a call once I but my kid to bed. 


Good luck, and let us know how it turns out.

Message 12 of 21
UFGuy2006
Established Contributor

Re: Need some advise


@rockbttm442 wrote:

Thanks I'll give them a call once I but my kid to bed. 


Good luck!

Message 13 of 21
rockbttm442
Frequent Contributor

Re: Need some advise

Ok so I called talked to a nice guy asked a few question answered them honestly. 20 minutes later he came back and they overturned their decision. Only for $500 but it's a foot in the door. So now I will garden for a year. Thank you guys for the advise. 

Cap 1 QS1 - $3300, Kemba CU - $500, Chase Freedom - $500, Sears MC - $751, Sears - $2000, Hot Topic - $1230, Grismer - $1200, Target - $1800, Walmart - $200, Home Depot - $500, Discover IT Chrome - $7000, Chase Sapphire Preferred - $5000
Message 14 of 21
Anonymous
Not applicable

Re: Need some advise

Congrats! It might not be the ideal starting limit, but it's a start nonetheless.

Message 15 of 21
rockbttm442
Frequent Contributor

Re: Need some advise

They basically matched my CU my Sears was just opened today so it's not reporting yet. 

Cap 1 QS1 - $3300, Kemba CU - $500, Chase Freedom - $500, Sears MC - $751, Sears - $2000, Hot Topic - $1230, Grismer - $1200, Target - $1800, Walmart - $200, Home Depot - $500, Discover IT Chrome - $7000, Chase Sapphire Preferred - $5000
Message 16 of 21
Anonymous
Not applicable

Re: Need some advise

Congrats on your Chase freedom!

Message 17 of 21
Closingracer99
Valued Contributor

Re: Need some advise


@rockbttm442 wrote:

Ok so I called talked to a nice guy asked a few question answered them honestly. 20 minutes later he came back and they overturned their decision. Only for $500 but it's a foot in the door. So now I will garden for a year. Thank you guys for the advise. 


congrats! Got my first chase card with a $500 limit my Amazon Visa card but my freedom was my 2nd and got $3,500 with an auto CLI about 3-4 months later for  $1,000


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 18 of 21
rockbttm442
Frequent Contributor

Re: Need some advise

Nice I hope to get a good cli. Need to pay down my C1 my 4th statement just cut had a little issue where I had to put several charges on it. Bills mainly. 

Cap 1 QS1 - $3300, Kemba CU - $500, Chase Freedom - $500, Sears MC - $751, Sears - $2000, Hot Topic - $1230, Grismer - $1200, Target - $1800, Walmart - $200, Home Depot - $500, Discover IT Chrome - $7000, Chase Sapphire Preferred - $5000
Message 19 of 21
noobody
Established Contributor

Re: Need some advise

excellent advice from justme3.
congratulations on the freedom approval.
did chase make 2nd HP? usually they do not HP on recon, but since you recon on the ground of significant change on CR, I am not sure any more.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 20 of 21
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