Need some advise

[Anonymous]

I have no personal experience with the low limit capital one cards but if history serves me right, showing necessity helps with larger CLI.

[OmarGB9]

I don't know that carrying a balance or letting a balance report necessarily helps, but I do know or at least think that cap1 loves to see usage and running up your balance, provided of course that you PIF or make large payments.

[Anonymous]

Right, letting balance post can assist with showing need for more credit.

[rockbttm442]

What's your definition showing necessity?

[rockbttm442]

Well right now I only have my subscription setup on this card for a total of $40 then the occasional utility bill. I ran the limit to$294 a month ago and made a $100 payment then paid the rest a few days ago. 

[OmarGB9]

I think if you nearly max it out and then PIF consistently, you should get some auto luv even before your steps increase kicks in.

[Anonymous]

Hit the button. My wife had a virtually identical use as you and got a 6x increase right around 4 or 5 months when she hit the love button. Then she got a few hundred more auto a couple months later.
Hit it now! I think you will not only get an increase today, but will also get your auto increase later! All your doing by waiting is delaying your next CLI!

[OmarGB9]

The way I see it, OP could hit the button, get a CLI offer, and depending on how high/low it is, either accept it and await the next one, or reject it and hope Cap1 offers more a little later.

[rockbttm442]

Omar that's what I'm thinking. 

[rockbttm442]

Ok so I pushed it the offer is from $300 to $800. Think I'm going to just wait it out.