Negative Balance on CC

[Anonymous]

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@CreditMagic7 wrote:

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately

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You had to go there didn't you! I better see a CLI by tomorrow or I'm calling EO and demanding they look at this thread and explain to me why I didn't get my CLI

[Anonymous]

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@Anonymous wrote:

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@CreditMagic7 wrote:

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately

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You had to go there didn't you! I better see a CLI by tomorrow or I'm calling EO and demanding they look at this thread and explain to me why I didn't get my CLI

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[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@CreditMagic7 wrote:

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately

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You had to go there didn't you! I better see a CLI by tomorrow or I'm calling EO and demanding they look at this thread and explain to me why I didn't get my CLI

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WOW ARE YOU STALKING ME??? How'd you get my picture!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@CreditMagic7 wrote:

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately

---

You had to go there didn't you! I better see a CLI by tomorrow or I'm calling EO and demanding they look at this thread and explain to me why I didn't get my CLI

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WOW ARE YOU STALKING ME??? How'd you get my picture!

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Spies.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@CreditMagic7 wrote:

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately

---

You had to go there didn't you! I better see a CLI by tomorrow or I'm calling EO and demanding they look at this thread and explain to me why I didn't get my CLI

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WOW ARE YOU STALKING ME??? How'd you get my picture!

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Spies.

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Actually took that picture of Cap1 EO.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@CreditMagic7 wrote:

That negative balance might even trigger a new CLI. Who knows? Capital One has sure opened the CLI door a lot lately

---

You had to go there didn't you! I better see a CLI by tomorrow or I'm calling EO and demanding they look at this thread and explain to me why I didn't get my CLI

---

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WOW ARE YOU STALKING ME??? How'd you get my picture!

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Spies.

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Actually took that picture of Cap1 EO.

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That must be the lady I talked to on the phone

[Anonymous]

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@Anonymous wrote:

So who here has had a negative balance on a CC? It seems I must have had a little too much to drink last night and double payed my bill lol. It's my Cap One QS that I overpayed. Does anyone know if they can move that over to my Venture or do they only refund through check? It's not a big deal either way as I will just use the card in the future anyway so I'm just curious really.

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On the bolded bit: given how bad Cap One are over things like combining limits (i.e. they don't do it!) I would be very surprised if they could handle that.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

So who here has had a negative balance on a CC? It seems I must have had a little too much to drink last night and double payed my bill lol. It's my Cap One QS that I overpayed. Does anyone know if they can move that over to my Venture or do they only refund through check? It's not a big deal either way as I will just use the card in the future anyway so I'm just curious really.

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On the bolded bit: given how bad Cap One are over things like combining limits (i.e. they don't do it!) I would be very surprised if they could handle that.

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Thanks for the reply! Where do I send the $500?

[Anonymous]

I have a negative balance on both Wal-Mart and Amazon cards!

[bada_bing]

If you make a habit of keeping a negative balance, you'll get "talked to".

There are banking regulations about holding money that credit cards do

not fall under and they wish to avoid. It sounds like a good concept from

a prudent accountholder's viewpoint - stash some cash on your credit

cards as a buffer against spending. The different card issuers take

different amounts of time to notice, but none of them tolerate it forever.