New Amex Reported after 1st statement

[Rhaeny]

So I've been reading that Amex takes an extraordinary long time to report. I also read a post that someone let their statement cut with a balance versus PIF before statement close. Overwhelmingly those that did the PIF their CC's took 2 months or more to report.

Well I did what the one poster did by letting my statement cut with a balance. I opened my 1st Amex on 2/27, statement cut 3/23 and reported to CR on 3/25. So this just a data point I thought I would put out if they want their CC to report quickly.

[cakebuilder]

im about to hit my 2nd statement and no sign of them reporting yet

[SunriseEarth]

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@Rhaeny wrote:
So I've been reading that Amex takes an extraordinary long time to report. I also read a post that someone let their statement cut with a balance versus PIF before statement close. Overwhelmingly those that did the PIF their CC's took 2 months or more to report.

Well I did what the one poster did by letting my statement cut with a balance. I opened my 1st Amex on 2/27, statement cut 3/23 and reported to CR on 3/25. So this just a data point I thought I would put out if they want their CC to report quickly.

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Good info.  I plan on paying mine down to <10% UTIL right before the first statement date on the 2nd.   I definitely want my backdate on the reports!

[Rhaeny]

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@SunriseEarth wrote:

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@Rhaeny wrote:
So I've been reading that Amex takes an extraordinary long time to report. I also read a post that someone let their statement cut with a balance versus PIF before statement close. Overwhelmingly those that did the PIF their CC's took 2 months or more to report.

Well I did what the one poster did by letting my statement cut with a balance. I opened my 1st Amex on 2/27, statement cut 3/23 and reported to CR on 3/25. So this just a data point I thought I would put out if they want their CC to report quickly.

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Good info.  I plan on paying mine down to <10% UTIL right before the first statement date on the 2nd.   I definitely want my backdate on the reports!

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Yes the backdate is why I wanted it to report fast as well!  LOL!

[Rhaeny]

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@cakebuilder wrote:

im about to hit my 2nd statement and no sign of them reporting yet

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So did you PIF before the 1st statement or did your statement cut with a balance?  Knowing this would help us know whether or not this is a valid work around to getting an account to post faster to our CR's.

[09Lexie]

It is hit or miss with their reporting.  I though it might be card type but in my case, BCP opened in Dec reported in Jan. DH's BCP opened in Oct reported in Jan.  

[akabigo]

My 2nd statement cuts today and still no reporting. I have let a balance report both times so who knows what their pattern is if they have one. On another note, I did get backdated to 1991. That was my main reason for getting back with them and so far so good. I just wish they would report already! Hopefully they will send it over this week sometime.

[yudeology101]

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@09Lexie wrote:

It is hit or miss with their reporting.  I though it might be card type but in my case, BCP opened in Dec reported in Jan. DH's BCP opened in Oct reported in Jan.  

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I think so, too.  My cards were approved in early November but both cards (Green/Delta) didn't report until beginning of Feb.

[Shock]

I let my first statement cut with a balance and nothing yet. My second statement just came in so well see. I'm waiting on CK to tell me. I'm not pulling my FICO's for a while.

[Shock]

This also raises another question, will they approve a 61 day 3x CLI before it even reports?

And also, for my BCE, I had multiple reasons my score was being affected and I am almost positive I never would have gotten approved had it not been for internal score. How will this affect my 3x odds?