New Amex Reported after 1st statement

[09Lexie]

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@Shock wrote:

This also raises another question, will they approve a 61 day 3x CLI before it even reports?

And also, for my BCE, I had multiple reasons my score was being affected and I am almost positive I never would have gotten approved had it not been for internal score. How will this affect my 3x odds?

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Yes, the reporting will not interfere with your ability to request a CLI. Amex will use your internal score first,then the information supplied from your last sp as it relates to your overall credit profile. Ie new TLs, inqs and util

[Genkeim]

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@Rhaeny wrote:
So I've been reading that Amex takes an extraordinary long time to report. I also read a post that someone let their statement cut with a balance versus PIF before statement close. Overwhelmingly those that did the PIF their CC's took 2 months or more to report.

Well I did what the one poster did by letting my statement cut with a balance. I opened my 1st Amex on 2/27, statement cut 3/23 and reported to CR on 3/25. So this just a data point I thought I would put out if they want their CC to report quickly.

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Same for me. Opened BCE on 2/28, statement cut on 3/21 and reported on the 24th. I left a $38 balance on it.

I was anxious for this to reported. I got it backdated to 1990 so was a big boost to my AAoA. I also was able to get my last baddie goodwilled so I have a clean report now! After the Amex reported my AAoA jumped from 1yr to 3 years 6 months, and my EX score jumped 70 points! My first 700+ score is a 757. Can't wait for EQ and TU to catch up, baddie is still showing on TU, amex hasn't reported on EQ.