I've learned that what Amex will allow you to purchase on a single purchase is not necessarily what they will allow in aggregate. Meaning, yes they may approve a single purchase at 88,500, but in aggregste, they will allow it to be a higher amount. And that kinda makes sense to me (though much else doesn't when it comes to Amex).
It's nice that they have that now, but it's not returning what we would consider to be our "limit" on NPSL, just an additional amount over the requested amount if applicable. I put in a low amount just to see if I had that feature on my Platinum. $5,000 came back with $10,000. I know my "limit" is substantially higher as I have spent much more than that in a single transaction without even checking spend power, and $35,000 came back as no problem just a few months ago with me having a $8k balance at the time.
And here I was all excited that I found something new. Way to rain on my Easter parade 😂
It was new to me. The few times I have hit it in the past, it just told me yes. Thanks to your post, I can now hit it and feel good when AmEx says, "of course we'll approve that, and while you're at it buy a little something for yourself."
