New CITI CLI process??

[zkder]

I just logged into my citi forward account and saw the link for request CLI. I thought it was the standard 3mos thing, so I clicked it. Instead, it asked for the CLI request amount and 2 bank accounts information.

It said check back in 30 mins for results. I'll let you know what happens.

Has anyone else seen this/tested it and what were your results?

zkder

[Anonymous]

saw that too.. didnt want to enter all that.. so didnt do it.. do let us know how it goes..

[Anonymous]

yeah I saw that too but l dont want to enter anything but I called them up and they ask for same thing..credit check and income info..

[score_building]

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@zkder wrote:

I just logged into my citi forward account and saw the link for request CLI. I thought it was the standard 3mos thing, so I clicked it. Instead, it asked for the CLI request amount and 2 bank accounts information.

It said check back in 30 mins for results. I'll let you know what happens.

Has anyone else seen this/tested it and what were your results?

zkder

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Whenever you get the form and fill it out it is a hard pull.  Perhaps it is the first time you got the form but It is not a new process.  There are many old posts about it here.

I got the form few months back and didn't fill it out.

Then tried again a few weeks later and got the msg to call instead of the form and CLI was granted the hard free way instead.

[Anonymous]

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score_building wrote:   Then tried again a few weeks later and got the msg to call and CLI was granted the hard free way instead.

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Hard free = soft (inquiry) ?

Just making sure here, I've had the CLI link (unused) for many months now, and I don't want any hard inquiries whatsoever on personal accounts.

[Anonymous]

in fact I clicked on it...gave me a number to call

spoke to a rep and got a instant CLI without a hard

I made sure they don't pull it hard b4 asking them though...

[zkder]

Wanted to give a follow up on this one:

So I filled out the form. They requested documentation of income. I said what the heck since I probably already wasted a hard inq anyway. So I sent in my pay stubs. Today I logged into the account -- request approved. CLI of 5K to 16K limit. I'd say it was worth the hard inq. Now I'm just going to let my reports chill until next year when I apply for an auto loan.

[Anonymous]

$5k -> $16k ?  Holy Smoke!

That's one heck of an increase, and deserves major "Congratulations"!

Way to go, zkder!!

[asanch12]

Oh yeah! Congrats!

I just called and they gave me a $2100 instant increase approval.  I'll take it, $8100

[Anonymous]

Way to Go!!! That's a huge increase!!

What is your income? Did you change from when you first applied, and now when you sent them in a pay stub?