New Card recommendations

[SFLSpotter9210]

@Realist hey thanks very much for your valuable intel. I will take it under advisement for sure. I'm in that very indecisive stage. Have a great week. 

[Windchill92]

@SFLSpotter9210 Good that you're considering cash back since points are being devalued by the month.

Looks like you've got a decent CB cards already, but I'd recommend the Citi Custom Cash (CCC) or Chase Freedom Flex (CFF).

Cheers

[SFLSpotter9210]

@Windchill92 yeah those were actually the 2 I had narrowed it down to. I appreciate you reaffirming what others have stated. Have a great rest of your week. 

[AndySoCal]

@SFLSpotter9210  I see in your existing you have at least two fixed rate cash backs like Capital One Quick Silver 1.5% and Citibank Double Cash 2% to name two.  For me I only have one like that I do not have enough spend for more than one.   Here is a thought Citibank will let you do a product change from Double Cash to Customer Cash the same may be true for Citi Rewards card as well. The  benefits are no inquiries and no FICO score drop. The potential draw back you would not get the SUB.  If you have a card with a credit card company  and are in another of there cards check for the possibility of a product change.

[SFLSpotter9210]

@AndySoCal thanks for your reply. I think at this moment I'm in a holding pattern. Not sure as you noticed I'm not really in need of another card. It's most definitely just the urge of the rush to see an approval almost like gambling at the dice table 🤪.