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@MyFault wrote:
@Anonymous wrote:As I already have the United Club card, after some consideration, I do think the new earning structure is an overall improvement especially if I get grandfathered into the old AF. How does Chase operate in regards to that? Do they tend to update everyone's cards and then only charge the new AF to new card holders? Or do they only upgrade your card to the new one (new earning structure, global entry credit) only if you officially ask to be upgraded and pay the new AF?
Your card will be upgraded to the new AF, along with the benefits. You can also call to ask for a replacement card to get the infinite benefits.
As for whether you'll be charged $450 or $525, that will depends on Chase's policy and when your AF is due next.
That contradicts what DoC had reported earlier this week; he reported that existing cardholders would have the option to upgrade at the new higher AF but could also choose to retain the current Visa Signature version with unchanged AF.
@coldfusion wrote:
That contradicts what DoC had reported earlier this week; he reported that existing cardholders would have the option to upgrade at the new higher AF but could also choose to retain the current Visa Signature version with unchanged AF.
Well...of course existing cardholders can keep their United Club cards and continue paying the unchanged AF!
The question is whether Chase will waive the new AF for existing cardholders who wish to upgrade to the new VISA Infinite card. As others have said, I suspect they won't waive the new AF.
In my case, I have the United Club, United Explorer, and Chase Sapphire Reserve cards. When not grounded by the coronavirus, I travel a lot on United. Having more than 2 million lifetime miles, it's my preferred airline. I've been using my Sapphire Reserve card to purchase United tickets to get 3 miles per dollar spent.
Now I'm considering calling Chase to switch products from the old United Club card to the new VISA Infinite card. That would give me 4 miles per dollar spent on United tickets. I'd retain my Sapphire Reserve card to pay for all other air tickets, travel expenses, and dining. Of course, by doing this I won't get the 100K miles SUB, but I really don't need another hard inquiry at this stage.
@MyFault wrote:
I don't see that being the case, as I assume they'd do what they did with the CSR when the AF and benefits changed.
But we'll see, when more information is released.
The CSR is a change directly on that card. Not comparable.
The United Infinite card is a new product. The old United Club should stay for existing card holders if they don't want to PC.
The Hyatt card launched the World of Hyatt new card this way. There are still folks who kept the original Hyatt card, which has a different AF, earnings rate, and benefits. PC available to WofH if you want, but not required. Can only have one or the other.
I wonder if Chase will offer existing cardholders a few United miles to upgrade our old United Club cards to the new VISA Infinite card?
For 20,000 miles, I'd do it. But I'm not holding my breath...
@ridgebackpilot wrote:I wonder if Chase will offer existing cardholders a few United miles to upgrade our old United Club cards to the new VISA Infinite card?
For 20,000 miles, I'd do it. But I'm not holding my breath...
I sent Chase a secure message asking if they were planning to offer an incentive for existing cardholders to upgrade.
As expected, the answer was, "No, we only offer sign-up bonuses to new applicants, not for product changes." Oh, well!
Maybe they'll change their minds after a couple of months in which few people apply for the new Club card...!
Just got a paper mailer for this today. Basic 100k miles, no application code number, so just marketing. You'd still need to be under 5/24.
Honestly seems like a sad card. At least Delta Reserve has a companion pass along with lounges, MQD waiver, etc.