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New Citi CLI form?

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Anonymous
Not applicable

Re: New Citi CLI form?


@plasticguy wrote:

@Amnesia87 wrote:

@tray wrote:

@smc733 wrote:

Logged on to Citi this afternoon, and got THIS:

 

New Citi Form.pngWhat does everyone think?


This new form to me totally stinks, before you knew exactly when you was due for a cli without a HARD pull when you did not see the long form on your online citi accout and it stated in words "for a cli CALL the number that is on the back of your cc".  With this new form here you never know now when you are due for a cli also you are taking a BIG chance on a hard pull.


Sorry to bump this after it's been buried, but I'm still confused by people saying it will never pull a hard if you don't get the form.

 

Does it actually automatically approve a CLI for some people once they click the initial "Request a Credit Line Increase" button? Or are they just referring to the old system with the short form and the long form?


That is the exact same form I filled out and it appears that no matter what amount you put in you will only get $1K . It told me doing the evaluation a report was NOT pulled, they are still on the every three month cycle

Got the same form today and asked for $3000 increase.  It came back saying they can increase me by $1600 immediately and no credit bureau report was pulled.  Yay! Now i'm up to $6400!

Message 41 of 52
Amnesia87
Contributor

Re: New Citi CLI form?

 


@Anonymous wrote:

@plasticguy wrote:

@Amnesia87 wrote:

@tray wrote:

@smc733 wrote:

Logged on to Citi this afternoon, and got THIS:

 

New Citi Form.pngWhat does everyone think?


This new form to me totally stinks, before you knew exactly when you was due for a cli without a HARD pull when you did not see the long form on your online citi accout and it stated in words "for a cli CALL the number that is on the back of your cc".  With this new form here you never know now when you are due for a cli also you are taking a BIG chance on a hard pull.


Sorry to bump this after it's been buried, but I'm still confused by people saying it will never pull a hard if you don't get the form.

 

Does it actually automatically approve a CLI for some people once they click the initial "Request a Credit Line Increase" button? Or are they just referring to the old system with the short form and the long form?


That is the exact same form I filled out and it appears that no matter what amount you put in you will only get $1K . It told me doing the evaluation a report was NOT pulled, they are still on the every three month cycle

Got the same form today and asked for $3000 increase.  It came back saying they can increase me by $1600 immediately and no credit bureau report was pulled.  Yay! Now i'm up to $6400!


Yeah, that's basically what happened to me, but since it specifically indicates that no report was pulled, does that imply that it can pull a hard? or is there a different form?


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Message 42 of 52
Anonymous
Not applicable

Re: New Citi CLI form?

I was curious and just tried, and the process and result are as shown in below ~

 

 

Credit Line Increase
 
Step 1: PROVIDE INFORMATION
Your Current Account
 
Current Credit Line     Current Outstanding Balance     Last Statement Balance 
 
            $8,600.00                         $13.14                                  $9.06                   
   
 
*Required
*Increase Credit Line by:  $1400
 
Personal Information
*Total Annual Income:   $30000
*Occupation:NA/Other
*Employer Name:

 

By submitting this form you authorize Citibank (South Dakota), N.A. to check your credit history.

 

 

 

Credit Line Increase Request
 
Credit Line Increase Request
 
 

Your credit line can be immediately increased by $1,000.00 for a total new credit line of $9,600.00.

During the evaluation process, a credit bureau report was not pulled.

Please indicate below whether or not you accept this amount. If you want a lower credit line, call Customer Service at 1-800-842-6596. Outside the U.S., call 605-335-2222

 

 

Then accept the offer ~ 

 

Credit Line Increase Request

 
 
Congratulations!

Your credit line has immediately increased by $1,000.00  for a total new credit line of $9,600.00.

If you have an email address on file where you receive account information about your credit card, we'll send you an email confirmation.  If not, please update your email profile so that you'll receive future notifications.

If you are carrying balances on other credit cards, now is a great chance to take advantage of our balance transfer rates. You can even pay off some merchants and bills.

 

 

Here is my acct home page ~

 

 Account Home

 
Card Art
Citi ThankYouSM Card - xxxx
 
    
Current Balance
$13.14
 
Minimum Payment Due
$9.06
 
Payment Due Jun. 13, 2011 Next Statement Jun. 15, 2011Late Payment Warning
Last Statement Balance - 05/16/11$9.06
Activity Since Last Statement 
Available for Purchase$9,586.86
Total Credit Limit $9,600.00
Standard Purchase APR10.240%
 
    null
View your up-to-date total on the Rewards page.
 
 
Message 43 of 52
Anonymous
Not applicable

Re: New Citi CLI form?


plasticguy wrote:

That is the exact same form I filled out and it appears that no matter what amount you put in you will only get $1K . It told me doing the evaluation a report was NOT pulled, they are still on the every three month cycle



I got same one.    Really?   Then, I can try again in August and get another 1k increase?   What do you think?

Message 44 of 52
Anonymous
Not applicable

Re: New Citi CLI form?


@Anonymous wrote:

 

Got the same form today and asked for $3000 increase.  It came back saying they can increase me by $1600 immediately and no credit bureau report was pulled.  Yay! Now i'm up to $6400!



Congratulations!   Good!

Message 45 of 52
Anonymous
Not applicable

Re: New Citi CLI form?


@Amnesia87 wrote:

 

Yeah, that's basically what happened to me, but since it specifically indicates that no report was pulled, does that imply that it can pull a hard? or is there a different form?



I believe so ~  it depend on your record.

Message 46 of 52
tray
Valued Contributor

Re: New Citi CLI form?

After reading many threads on this topic especially the last thread that bunnyrabbit made showing the screen proccesses from beginning to end, you gotta love computers lol, thanks bunnyrabbitSmiley Happy i said to myself what the heck and tried for myself online requested $1,200.00 and in under 30 seconds the request was granted current limit now at $14,650.00 and it also stated on one of the screens no credit report pull was done, now that was a sigh of relief to see.  Thanks to everyone on this forum to learn from eachother!!!!


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 47 of 52
Anonymous
Not applicable

Re: New Citi CLI form?


@tray wrote:

After reading many threads on this topic especially the last thread that bunnyrabbit made showing the screen proccesses from beginning to end, you gotta love computers lol, thanks bunnyrabbitSmiley Happy i said to myself what the heck and tried for myself online requested $1,200.00 and in under 30 seconds the request was granted current limit now at $14,650.00 and it also stated on one of the screens no credit report pull was done, now that was a sigh of relief to see.  Thanks to everyone on this forum to learn from eachother!!!!


You're welcome!   I thought it may better to paste it on my reply ... so others can tell easily by visually instead of reading it.    Smiley Happy
Yeah, why not ... Congratulations!!    Smiley Very Happy     Yes it was ~   Smiley Tongue

Sure, and BIG Thank You to OP ... smc733 ... Thanks for this thread.   Smiley Wink

Message 48 of 52
Amnesia87
Contributor

Re: New Citi CLI form?

 


@Anonymous wrote:

@tray wrote:

After reading many threads on this topic especially the last thread that bunnyrabbit made showing the screen proccesses from beginning to end, you gotta love computers lol, thanks bunnyrabbitSmiley Happy i said to myself what the heck and tried for myself online requested $1,200.00 and in under 30 seconds the request was granted current limit now at $14,650.00 and it also stated on one of the screens no credit report pull was done, now that was a sigh of relief to see.  Thanks to everyone on this forum to learn from eachother!!!!


You're welcome!   I thought it may better to paste it on my reply ... so others can tell easily by visually instead of reading it.    Smiley Happy
Yeah, why not ... Congratulations!!    Smiley Very Happy     Yes it was ~   Smiley Tongue

Sure, and BIG Thank You to OP ... smc733 ... Thanks for this thread.   Smiley Wink


Yeah, his post is definately a useful one, now I just want to know if that specific form can also do a hard pull. Everyone I've seen posting about this form so far has been successful and gotten a soft. It just makes me nervous not knowing.


Starting Score: EX FICO: Unknown EQ FICO: 717 TU (CreditKarma): 713
Current Score: EX FICO: 737 EQ FICO: 752 TU (CreditKarma): 717
Goal Score: EX FICO: 760 EQ FICO: 760 TU (CreditKarma): 760


Take the FICO Fitness Challenge

Message 49 of 52
hedgeclipper2
Frequent Contributor

Re: New Citi CLI form?


@Amnesia87 wrote:

 


@Anonymous wrote:

@tray wrote:

After reading many threads on this topic especially the last thread that bunnyrabbit made showing the screen proccesses from beginning to end, you gotta love computers lol, thanks bunnyrabbitSmiley Happy i said to myself what the heck and tried for myself online requested $1,200.00 and in under 30 seconds the request was granted current limit now at $14,650.00 and it also stated on one of the screens no credit report pull was done, now that was a sigh of relief to see.  Thanks to everyone on this forum to learn from eachother!!!!


You're welcome!   I thought it may better to paste it on my reply ... so others can tell easily by visually instead of reading it.    Smiley Happy
Yeah, why not ... Congratulations!!    Smiley Very Happy     Yes it was ~   Smiley Tongue

Sure, and BIG Thank You to OP ... smc733 ... Thanks for this thread.   Smiley Wink


Yeah, his post is definately a useful one, now I just want to know if that specific form can also do a hard pull. Everyone I've seen posting about this form so far has been successful and gotten a soft. It just makes me nervous not knowing.


Beware though!  I did this for one of my two Citi cards, soft pull, instant increase of $1,000.  Did it for another, hard pull, declined.

 

Personally, I would call them and ask if you are eligible for a soft-pull CLI, they will be able to tell you on the phone.  Saves an INQ, especially since I have so many on EX.

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Message 50 of 52
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