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New Credit? CLI? What to do....

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AnaMKMK
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New Credit? CLI? What to do....

I called and asked for a credit line increase on a Barclay/Travelocity, this was late at night, and the lady said nope, sorry you're not eligible, but call back and speak to our credit department if you'd like a review. I called back the next morning and asked to be patched through, the csr relayed a message on my behalf and came back with a fax number, noting that I should state how much of a cli i want.
 
Has anyone had luck with getting cli this way? any idea on the timing involved?
 
My scores have increased since originally getting this card in Jan and my pre-approval at that time was for $5,000 ended up getting a $500 limit.
 
I didn't question it so much because at that time my highest CL was capone at $750 (well actually it was a carecredit card, but i'm not sure how those are handled). I've called the backdoor number for capone and got a whopping $300 increase (with a story about how conservative they are), but at the same time (all within the last week) i've been approved through WaMu for $1,500. I was also able to increase my orchardbank from $400 to $500 and the other from $500 to $600. I hate to say it, but I do have a first premier card, its been at a zero balance for a long time, besides their ridicoulous fees, but I pif each month - i think its time to close it. Should I close the orchardbank as well? I read another post that said I wouldn't lose the history and it would only affect my utlization. And it wouldn't since i'm currently at about 7% and just got the new WaMu, plus increase on capone.
 
At the same time I got credit happy and applied for Amex - denied (why did I even bother? Oh ya bc MyFico suggested it with my scores!! shoulda known better); Chase - needs review; Citi - needs review.
 
I wonder if I would have saved my CLI fax request until everything else reported that it would increase my changes for a higher cl. I asked that they increase by $2,000.
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Anonymous
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Re: New Credit? CLI? What to do....



AnaMKMK wrote:
I called and asked for a credit line increase on a Barclay/Travelocity, this was late at night, and the lady said nope, sorry you're not eligible, but call back and speak to our credit department if you'd like a review. I called back the next morning and asked to be patched through, the csr relayed a message on my behalf and came back with a fax number, noting that I should state how much of a cli i want.
 
Has anyone had luck with getting cli this way? any idea on the timing involved?
 
My scores have increased since originally getting this card in Jan and my pre-approval at that time was for $5,000 ended up getting a $500 limit.
 

I can only speak for my Juni/Barclay Trav MC, but mine started at 2k.  After exactly one year I rec'd an auto CLI to 3k.  I'm not sure what my pre-approval amount was, if it was even stated.  I applied in response to an email I received after purchasing tickets online via Yahoo/Travelocity.  I do not like their customer service all that much, but hey, I can't have everything on every card.
 
Personally, I like this card better than my Amex Delta Gold.  It's easy to use the rewards and they're good for hotel, car, air, etc., and it has a MUCH lower AF (39 compared to 95).  I recently bought 2 return tickets from Vegas for 84 bucks each, total 168, minus 100 Trav credit.  Not bad -- 34 bucks each for a non-stop one way.  (Long story short, my soon to be 72 y/o mother wanted to make sure we were on the same exact departure flight as my aunt and uncle, but the return didn't matter since we're staying a few extra days.)
 
Good luck and keep up the good work!
 
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