Hello, I've just cancelled my Discover It card (low CL and poor CS, YMMV) so I'm thinking about getting a new card to fill my wallet's empty card slot.
- Preferably pull from Experian.
- Not from Barclay's, BoA, Chase, Citi, Discover.
- Looking for a more "everyday card" since I don't categorize my spendings ...
Just pulled my credit score from EX (parathesis = creditors haven't updated my CR cuz of closed/combined accounts):
- 3 inquiries, all within the last 6 months
- Utilization at 32% (34%), I've always pulled in pull regardless of promotional APR
- AAoA: 4 years 6 months (3 years 2 months)
- 14 opening accounts, 23 closed accounts paid in full (5 opening accounts, 30 closed accounts), one student loan with a balance ~$33000
- No collection/bk/late payment/anything else that's bad.
Any suggestions? Thanks!
