cancel
Showing results for 
Search instead for 
Did you mean: 

New Credit Card suggestions?

tag
lobsterfordinner
Established Member

Re: New Credit Card suggestions?


@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 11 of 35
Creditaddict
Legendary Contributor

Re: New Credit Card suggestions?


@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day

Message 12 of 35
lobsterfordinner
Established Member

Re: New Credit Card suggestions?


@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.

 

How long would this take? They told me I can send documents online but how?

Did I got denied?

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 13 of 35
Creditaddict
Legendary Contributor

Re: New Credit Card suggestions?


@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!

Message 14 of 35
lobsterfordinner
Established Member

Re: New Credit Card suggestions?


@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!


I'm over 22 ... do they consider my entire family income or just me myself? (I file tax return with family)

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 15 of 35
Creditaddict
Legendary Contributor

Re: New Credit Card suggestions?


@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!


I'm over 22 ... do they consider my entire family income or just me myself? (I file tax return with family)


how does one file jointly with family?

Message 16 of 35
lobsterfordinner
Established Member

Re: New Credit Card suggestions?


@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!


I'm over 22 ... do they consider my entire family income or just me myself? (I file tax return with family)


how does one file jointly with family?


No idea, but my family always filed my tax return for me ... accountant and I never see any tax documents

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 17 of 35
Creditaddict
Legendary Contributor

Re: New Credit Card suggestions?


@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!


I'm over 22 ... do they consider my entire family income or just me myself? (I file tax return with family)


how does one file jointly with family?


No idea, but my family always filed my tax return for me ... accountant and I never see any tax documents


well amex will consider whatever is on those returns so you can sign it and worse case they give you lower limit

Message 18 of 35
joedtx
Valued Contributor

Re: New Credit Card suggestions?


@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!


I'm over 22 ... do they consider my entire family income or just me myself? (I file tax return with family)


how does one file jointly with family?


The only way that would come to mind Smiley Indifferent is that the individual is a dependant living at home while going to college.

Message 19 of 35
lobsterfordinner
Established Member

Re: New Credit Card suggestions?


@joedtx wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@Creditaddict wrote:

@lobsterfordinner wrote:

@jsucool76 wrote:

Worst they can do is say no...then you just wait it out. 


I've pulled the trigger got an "sorry ... difficulties with system" error and said they'll notify me via mail within 14 days.

 

Should I call the recon number?


give it a day


I just check the status, I got:

 

Thank you for applying for the Everyday Pref(R) Card. Before we can finish processing your application, we need to verify some information with you.

Please complete the following on the 4506-T form:

Complete lines 1 - 4 as instructed.
In line 6, please request tax form "1040" and check the box at the end of line 6a.
In line 9, fill in the end date of your most recently filed tax return. Please note that your previous year's tax transcript will not be available from the IRS until August 1st of this year. To ensure prompt processing, please only request the most recent year available. (Ex: 12/31/20XX)
Please sign and date where indicated at the bottom of the page.
If you filed a joint tax return, please ensure that your spouse has also signed the signature block.
To ensure timely processing please print clearly.
Please note that you do not need to reveal alimony, child support or separate maintenance if you do not want this considered in this application.


they want to see income that supports your $50k+ limits before they will issue a limit that high... it is a great thing if you can prove the income because you will probably get an amazing limit with amex!


I'm over 22 ... do they consider my entire family income or just me myself? (I file tax return with family)


how does one file jointly with family?


The only way that would come to mind Smiley Indifferent is that the individual is a dependant living at home while going to college.


My home's in NY but I go to college in MA lol

Nope I don't live at home and go to college ...

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 20 of 35
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.