@Gregory1776 wrote:Probably will not request a CLI on Smartly this year (Space Hard pulls out),
What seems to be the highest limits available on it? waiting for IRA transfer (3% tier, until my savings account bumps it to 4% which will take a while).
Mine was the highest I had seen at $17,000 until someone posted in the approvals with a CL over $20,000! I forget the exact amount.
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@AndySoCal wrote:I finally found a schedule fees for US Bank Wealt. The link is below
https://www.usbank.com/dam/documents/pdf/wealth-management/usbi-full-service-fee-schedule.pdf
Does not clarify on 100 free trades is it is a year or a lifetime.It does clarify on a couple of possible investment options I was interested in bonds and mutual funds.
Per calendar year foo
@TrapLine wrote:New US Bank Tiers for the Smartly Checking Accout are effective May 19, 2025. The following changes are being made to the U.S. Bank Smartly Checking account and U.S. Bank Smart Rewards program.
The tier balance qualifications are updated to the following:
Bronze Tier: Under $5,000
Silver Tier: $5,000 - $24,999.99
Gold Tier: $25,000 - $49,999.99
Platinum Tier: $50,000 - $99,999.99
Platinum Plus Tier: $100,000 and above
Thanks TL. So does being Plat Plus give you anything special?
Hey, I'm going to USB tomorrow to open a Roth IRA. Is there anything you guys want me to ask (assuming they would know)?
ptatohed
Interesting that they are changing back to the names of the their former checking accounts. Remember, they had Platimum, Gold and Silver. If you had a US Bank Credit Card you could waive the monthly fee(s) on the US Bank Gold Checking.
Like the part of "Is there anything you guys want me to ask (assuming they would know)?" That hits it 
@TrapLine wrote:ptatohed
Interesting that they are changing back to the names of the their former checking accounts. Remember, they had Platimum, Gold and Silver. If you had a US Bank Credit Card you could waive the monthly fee(s) on the US Bank Gold Checking.
Like the part of "Is there anything you guys want me to ask (assuming they would know)?" That hits it
"How is the Smartly card changing? Come on, you know that I know that you know. No threats but would you want 10,000 enraged MyFicoers to visit to help jog your memory?"
@Anonymous wrote:
@TrapLine wrote:ptatohed
Interesting that they are changing back to the names of the their former checking accounts. Remember, they had Platimum, Gold and Silver. If you had a US Bank Credit Card you could waive the monthly fee(s) on the US Bank Gold Checking.
Like the part of "Is there anything you guys want me to ask (assuming they would know)?" That hits it
"How is the Smartly card changing? Come on, you know that I know that you know. No threats but would you want 10,000 enraged MyFicoers to visit to help jog your memory?"
No! No need to send 10,000 posters.
What I know came from my March 2025 US Bank Checking account statement where they included the new language changes to the "Deposit Account Agreement" Document effective to May 19, 2025. Beginning April 14, 2025, you can review the full revised document at "usbank.com/cpi-upcoming-version". Said document referenced both the US Bank Smartly Checking Account changes along with the US Bank Smartly Rewards program.
Going on, there are many more changes coming to other banking matters at US Bank that affect other types of products and accounts. It appears to be the most sweeping updates I have seen in many years. Not bad just changes. Only captured the parts that fit this thread.
Ok, so I asked her if the Smartly Visa is changing and she said yes, for sure, but she doesn't know how. She did say they are not allowed to accept new applications. The last time I was there, the card was advertised on the digital rotating screen, this time it was not.
This sux. I can only hope that there is some grandfathering and/or there is still a reasonable way to be at the 4% CB level. Not that they are asking me, but I'd be up for slapping on some high caps ($10k/mo?)
This sux. I can only hope that there is some grandfathering and/or there is still a reasonable way to be at the 4% CB level. Not that they are asking me, but I'd be up for slapping on some high caps ($10k/mo?)
