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New Visa Black Card

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JonStur
Established Contributor

New Visa Black Card

the card is now made out of stainless steel...makes you wanna run right out and pay that $450.00 AF  now right???

promo: http://www.blackcard.com/?campaignId=1853&cellNumber=3&referrerid=CKR13000107&sid=698693964


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 1 of 25
24 REPLIES 24
sailor_mercury
Valued Contributor

Re: New Visa Black Card

For those curious like I was

 

"issued by Barclays Bank Delaware"

NFCU nCashRewards VISA - $20,000 | NFCU nRewards $10,000
AMEX Costco TrueEarnings $5,000 | AMEX Delta Gold $1,500
Chase SWA VISA $5,000 | Chase Slate $3,500 | Chase Amazon Rewards VISA $3,000
HSN Mastecard $3,500
Message 2 of 25
Themanwhocan
Senior Contributor

Re: New Visa Black Card

stainless steel card - patent pending.

 

Umm, its flat sheet of steel. what can they possibly patent? the flatness, or the steel?





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 3 of 25
JonStur
Established Contributor

Re: New Visa Black Card


@Themanwhocan wrote:

stainless steel card - patent pending.

 

Umm, its flat sheet of steel. what can they possibly patent? the flatness, or the steel?


Lol....maybe the stainless...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 4 of 25
H4LO
Established Contributor

Re: New Visa Black Card


@JonStur wrote:

the card is now made out of stainless steel...makes you wanna run right out and pay that $450.00 AF  now right???

promo: http://www.blackcard.com/?campaignId=1853&cellNumber=3&referrerid=CKR13000107&sid=698693964


It's been discussed on here.

Some people even applied and only got a $500 CL. 

 

 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 5 of 25
indiolatino61
Valued Contributor

Re: New Visa Black Card


@Themanwhocan wrote:

stainless steel card - patent pending.

 

Umm, its flat sheet of steel. what can they possibly patent? the flatness, or the steel?


It says "patent pending design." A patent can remain pending indefinitely, so that designation means nothing. If they want to patent the design of having steel mated to carbon fiber, that won't happen either, since you cannot patent an idea or design, only the expression of such. IMO, wouldn't the carbon fiber be better looking on the front of the card? Poor design as far as I'm concerned.

Message 6 of 25
JonStur
Established Contributor

Re: New Visa Black Card


@H4LO wrote:

@JonStur wrote:

the card is now made out of stainless steel...makes you wanna run right out and pay that $450.00 AF  now right???

promo: http://www.blackcard.com/?campaignId=1853&cellNumber=3&referrerid=CKR13000107&sid=698693964


It's been discussed on here.

Some people even applied and only got a $500 CL. 

 

 


Post the AF. that's enough for breakfast at Denny's...for one...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 7 of 25
indiolatino61
Valued Contributor

Re: New Visa Black Card


@H4LO wrote:

@JonStur wrote:

the card is now made out of stainless steel...makes you wanna run right out and pay that $450.00 AF  now right???

promo: http://www.blackcard.com/?campaignId=1853&cellNumber=3&referrerid=CKR13000107&sid=698693964


It's been discussed on here.

Some people even applied and only got a $500 CL. 

 

 


I thought that wasn't legal...your AF cannot be more than 25% of your CL. So the minimum CL should be $1,800.

Message 8 of 25
H4LO
Established Contributor

Re: New Visa Black Card


@indiolatino61 wrote:

@H4LO wrote:

@JonStur wrote:

the card is now made out of stainless steel...makes you wanna run right out and pay that $450.00 AF  now right???

promo: http://www.blackcard.com/?campaignId=1853&cellNumber=3&referrerid=CKR13000107&sid=698693964


It's been discussed on here.

Some people even applied and only got a $500 CL. 

 

 


I thought that wasn't legal...your AF cannot be more than 25% of your CL. So the minimum CL should be $1,800.


http://ficoforums.myfico.com/t5/Credit-Cards/VISA-Barclays-quot-Black-Card-quot/m-p/2652409#M757844



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 9 of 25
Anonymous
Not applicable

Re: New Visa Black Card

The low limits incidents happened BEFORE card act. Now that card act is implemented, AF cannot exceed 25% of the credit limit.

The card has also been stainless steel / carbon fiber hybrid for a while now.
Message 10 of 25
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