Of course Walmart would prefer the store card, as it's the only place you can use it. SYNCH liked the MC because it didn't limit a person's spend to just one place, and ehy could charge a higher swipe fee.
I don't think I ever used the MC outside of Walmart for more than a handful of charges, so I could have been fine with just the store card. But I liked the "idea" of having more options with it, than being tied to only one merchant.
Most of people who shop there probably don't really need the MC version. It's useful for household goods and some groceries, but most of teh other crap they sell is just that. I'd be hard pressed to spend more that $500 at one time unless I was shopping for a family of four.
The fact that they never offered deals outside of Walmart spend, meant if you did use it elsewhere. You'd need to PIF because of the high APR.
That's one of the biggest reason I barely use this or teh US Bank(Fred Meyer) card, no promotional offers to speak of.
So I hope once Cap1 has ownership that offer better deals for spend. The old 6-12 mo 0% were almost impossible for me to use because tehy never stocked anything I was remotely interested in, nor couls you use the offer online.
