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New to site, with newbie questions

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Anonymous
Not applicable

Re: New to site, with newbie questions


@Anonymous wrote:

Thanks.  Also, will I be dinged if I move the remaining QS1 into the newly PC'd QS, and close the QS1?


No, the closed account will continue to age, report and factor in AAoA for up to 10 years when your other accounts would have aged nicely as well, and since the limit will be moved to QS, no effects on UTI.

Message 21 of 25
Anonymous
Not applicable

Re: New to site, with newbie questions

Just got a pre-approval for the new Amex GC, with the $50K MR carrot.  In light of my current Amex Platinum and BCP, is this something I should even consider?  Besides chasing the additional $50K MRs, it seems like I could use the Platinum and BCP, in tandem, for everything the new GC brings.  Thoughts?

Message 22 of 25
Anonymous
Not applicable

Re: New to site, with newbie questions

Just checking if anyone has any insights about getting the Gold AMEX, in light of having the BCP and Amex Plat
Message 23 of 25
Anonymous
Not applicable

Re: New to site, with newbie questions


@Anonymous wrote:
Just checking if anyone has any insights about getting the Gold AMEX, in light of having the BCP and Amex Plat

I would not, way too much AF for very small gains. I can see you are pretty invested in Amex ecosystem. Unless you want to branch out to Chase, WF, or BofA. Why not just stays with what you have?

Message 24 of 25
jamesdwi
Valued Contributor

Re: New to site, with newbie questions

Chase Saphire Reserve  is the best general travel card out there. 

 

Primary auto rental coverage. 

3% rewards on Travel, and Resturants

$300 Travel credit  that is put on your card with in a day or two after it posts. 

Up to $100 application fee credit for Global Entry 

points are worth 1.25 

50K points sign up bonus after $4000 spend in the first 3 months (worth $625 on travel rewards)

Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select

no foriegn transaction fees. 

 

https://creditcards.chase.com/rewards-credit-cards/chase-sapphire-reserve

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 25 of 25
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