Newegg Preferred Account?

[CreditCuriosity]

Is a NewEgg Preferred Account a hidden trade line?  I am thinking about building a new computer, but don't want anything to show on my credit report and pay it overtime...  Info pease.  Also they pull equifax or TU sometimes as well?

[Anonymous]

It's hidden! Can't remember what bureau they pull.

[Strogen]

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@CreditCuriousity wrote:

Is a NewEgg Preferred Account a hidden trade line?  I am thinking about building a new computer, but don't want anything to show on my credit report and pay it overtime...  Info pease.  Also they pull equifax or TU sometimes as well?

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It is hidden and if I rememeber correctly they are run by the bill-me-later folks. 

[SunriseEarth]

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@Anonymous wrote:

It's hidden! Can't remember what bureau they pull.

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BML pulled EQ for me, so I'd assume Newegg would do the same.  

(Note:   I haven't included my Paypal Credit/BML in my siggy because it's a hidden TL)

[Anonymous]

I think that account is a Bill Me Later (now called PayPal Credit) account. In CA, I believe they pull EQ. Not sure about elsewhere. And if it's Bill Me Later, it is "hidden", from what I've heard.

[CreditCuriosity]

Appears to be able to pay by Paypal Preferred or Paypal Credit.. I believe they are both by commedity bank.. Just seeing which is hidden or if they both are..

[Anonymous]

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@CreditCuriousity wrote:

Appears to be able to pay by Paypal Preferred or Paypal Credit.. I believe they are both by commedity bank.. Just seeing which is hidden or if they both are..

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PayPal Preferred is not a payment method .  It just means that the seller prefers that you use PayPal for payment.  PayPal credit is definitely hidden.

[CreditCuriosity]

Thanks irish and others

[chalupaman]

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@CreditCuriousity wrote:

Is a NewEgg Preferred Account a hidden trade line?  I am thinking about building a new computer, but don't want anything to show on my credit report and pay it overtime...  Info pease.  Also they pull equifax or TU sometimes as well?

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Yes it is!

EQ pull. I got approved back in October for $2k and used it to finance a new drawing tablet. If you have pretty good scores and not too many inquiries, you'll be in good shape for it.

[CreditCuriosity]

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@chalupaman wrote:

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@CreditCuriousity wrote:

Is a NewEgg Preferred Account a hidden trade line?  I am thinking about building a new computer, but don't want anything to show on my credit report and pay it overtime...  Info pease.  Also they pull equifax or TU sometimes as well?

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Yes it is!

EQ pull. I got approved back in October for $2k and used it to finance a new drawing tablet. If you have pretty good scores and not too many inquiries, you'll be in good shape for it.

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You release you are talking about me... Shaky credit, just good income.. TU is solid, others well 670's...  Ya might just pay cash for it or charge it on a card and pay cash and avoid the HP...  Might get approved, might not..   Have two other Commedity cards, don't know if that factors in..  Also I meant Newegg Preferred account, not Paypal Preffered btw.. Choices.. Do I really need a new gaming computer when work supplies me with laptops...hmm