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Next BT card? Help me choose?

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FinStar
Moderator Emeritus

Re: Help me choose a balance transfer card


@tcbofade wrote:

I tried to ask a different audience a more specific question, but the powers that be decided to combine the two.

 

What do I know?

 

Sorry for the inconvenience.


Well, it appears that the end game/goal is the same, no?  The original thread didn't lose context.  So, a fresh or newer post on the original topic (even with tweaking subject line) and outlining the specifics seems ideal, which is why the boss merged it.

 

ETA - see updated subject title 🪄 

Message 11 of 15
Hex
Valued Contributor

Re: Help me choose a balance transfer card

maybe combine your two Disco Cards together and get a new one? You have to have a CLI available on one of the cards but don't accept it or decline it --just call them and tell them you want to do a combo and close one. If you can do it you should be able to get a new one very soon after. 

Message 12 of 15
Remedios
Credit Mentor

Re: Help me choose a balance transfer card

If you haven't heard from US Bank in a week, it could be denial due to inquiries. 

Since your inquires are mortgage related, it should be relatively easy recon, but I don't know if they would meet $20,000.00 criteria. 

Give them a call tomorrow and find out what the status is. 

 

~ Powerless Power That Almost Was

Message 13 of 15
tcbofade
Super Contributor

Re: Help me choose a balance transfer card

If ONE mortgage inquiry is too much for US Bank, I'll just live without them.  Smiley Indifferent

Fico 8 6/01/25: EX 798, EQ 807, TU 793.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 14 of 15
FinStar
Moderator Emeritus

Re: Help me choose a balance transfer card

As the OP has been approved for several CCs + PL, this thread is now locked to new messages.

Message 15 of 15
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