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Next Card?

tag
Anonymous
Not applicable

Next Card?

I have a secure card with 8 month rating, just got approved for cap 1 secure and cap1 quicksilver1. Both caps not reporting

 

i have mid 500 scores with 2 collection, 2 CO and default student loans. What could i possible app for while working on removing CO?

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Next Card?

Nothin!!!!!
Message 2 of 7
Pway
Valued Contributor

Re: Next Card?

You should garden with what you have. The only approvals I see you getting at this point is a bunch of store cards and you do not want to load up on those.  Continue to work on the baddies and allow your scores to rise while working on the baddies.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 7
OmarGB9
Community Leader
Super Contributor

Re: Next Card?

None. Continue to garden and wait till scores improve to 650+.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 7
Cotton_Britches
Frequent Contributor

Re: Next Card?

Try Express Next and Victoria's Secret. I have mid 500 scores and I was just approved this week for Express, Victoria's Secret and two Capital One cards. I'm now in the garden.
“Faith is taking the first step even when you don’t see the whole staircase.”
Message 5 of 7
Anonymous
Not applicable

Re: Next Card?

Maybe the regular one cap1 platinum and see if they will approve u. If they do.. After it just use and pay on time wait till ur score higher and the baddies fall off and get better cards

Message 6 of 7
Anonymous
Not applicable

Re: Next Card?

So both your cap ones are not reporting yet? How long ago did you get them? With that score you need to garden and build some good history.

Message 7 of 7
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