cancel
Showing results for 
Search instead for 
Did you mean: 

Nice! Surprised by an automatic CLI

tag
larinoriani
Regular Contributor

Nice! Surprised by an automatic CLI

I got this card November last year, originally thay gave me $8,700 CL, I opened it as a result of a 18 months 0% BT offer I received in the mail, which I took advantage of.

 

Well, yesterday while checking one of my reports, I realized it showed CL $15,200! Went to their website to confirm, and yes! was correct. So thanks CITI for a nice 1-year anniversary surprise. Now this becomes my highest limit card, followed by the Blue Cash with $8,300 (which BTW, it's coming to th 1-year mark too, le't see if they follow suit...)

 

Just wanted to share for the record...


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


Take the FICO Fitness Challenge
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Nice! Surprised by an automatic CLI

Oh wow that is a GREAT CLI !!! CONGRATULATIONS !!! 

Message 2 of 15
CS800
Super Contributor

Re: Nice! Surprised by an automatic CLI

Very nice !!




Message 3 of 15
larinoriani
Regular Contributor

Re: Nice! Surprised by an automatic CLI

Thanks guys, forgot to mention, it's a Diamond Preferred card if it matters.


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


Take the FICO Fitness Challenge
Message 4 of 15
pastnow123
Regular Contributor

Re: Nice! Surprised by an automatic CLI

Congrats! Citi is really generous about CLSmiley Happy

Message 5 of 15
Walt_K
Senior Contributor

Re: Nice! Surprised by an automatic CLI


@larinoriani wrote:

I got this card November last year, originally thay gave me $8,700 CL, I opened it as a result of a 18 months 0% BT offer I received in the mail, which I took advantage of.

 

Well, yesterday while checking one of my reports, I realized it showed CL $15,200! Went to their website to confirm, and yes! was correct. So thanks CITI for a nice 1-year anniversary surprise. Now this becomes my highest limit card, followed by the Blue Cash with $8,300 (which BTW, it's coming to th 1-year mark too, le't see if they follow suit...)

 

Just wanted to share for the record...


I can't remember for sure, but I thought I read that Amex auto CLIs are rare.  You're eligible to ask them though and you can request up to 3x your limit.  Should be a soft pull.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 6 of 15
larinoriani
Regular Contributor

Re: Nice! Surprised by an automatic CLI


@Walt_K wrote:

@larinoriani wrote:

I got this card November last year, originally thay gave me $8,700 CL, I opened it as a result of a 18 months 0% BT offer I received in the mail, which I took advantage of.

 

Well, yesterday while checking one of my reports, I realized it showed CL $15,200! Went to their website to confirm, and yes! was correct. So thanks CITI for a nice 1-year anniversary surprise. Now this becomes my highest limit card, followed by the Blue Cash with $8,300 (which BTW, it's coming to th 1-year mark too, le't see if they follow suit...)

 

Just wanted to share for the record...


I can't remember for sure, but I thought I read that Amex auto CLIs are rare.  You're eligible to ask them though and you can request up to 3x your limit.  Should be a soft pull.


Yeah, I don't know about the auto CLI being rare, but the "Increase your credit limit" link has been there for several months. I'll wait to see what they do and if I don't get the auto increase I'll go ahead and request one.

Blue Cash is my daily card, so they can't complain about usage!


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


Take the FICO Fitness Challenge
Message 7 of 15
larinoriani
Regular Contributor

Re: Nice! Surprised by an automatic CLI

Well...I went ahead and gave the "Increase your Credit Limit" link a try....it took me to another page where they ask your income and what would you like your "new" limit to be, I requested $15,000, then it took like 45 seconds thinking about it, when it came back, it said that they can't give me that but they counter offered to increase it to $9600....I took it. Not what I was expectng but  hey, an increase is an increase. That's a $7800 combined increase in two cards and a total CL's among all my cards it's $44,400 now..not too shaby!

 

Thanks for giving me the itch to request it Walt_k...


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


Take the FICO Fitness Challenge
Message 8 of 15
Anonymous
Not applicable

Re: Nice! Surprised by an automatic CLI

Congratulations, that's one heck of a nice Auto CLI from Citi, I'm surprised by AmEx not being more generous.

 

But a 7800 combined CLI on both cards is excellent!!

Message 9 of 15
larinoriani
Regular Contributor

Re: Nice! Surprised by an automatic CLI

Thanks Mustang,

I would've liked it to be at least $10k ya know? it sounds more mature than $9600 Smiley Very Happy....but that's ok...


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


Take the FICO Fitness Challenge
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.