@800who wrote:Hard to argue with that Joe! I'm currently carrying almost 2k balance right now on it, it reported couple days ago, it'll be paid off, but still, I plan on purchasing a home in the near future and this card is going to get used for furnishing so a bigger limit is going to be needed.
Well its getting nice usage at 2k. What i would do is on your next try just ask for $15k. Baby steps. Going from 10to 15k is not that big a leap. If asked why, be truthful youll be furnture shopping for home. I think just right now every bank is on toes seeing what we the consumer will do so unless your credit and your work /income are truely secure, slow and steady
I've had so many of those not enough experience letters, I could wallpaper at least a room with them. That excuse about not using all your limit is pretty much rubbish. I've never even gotten close to my limit and I've gotten some nice increases. I have had the card I'm referring to almost 2 years. Started at 12K and is now 26K with multiple 4K and 2K bumps and then the last one they gave me 6K to get me where I am now. The largest balance that card has ever had was about $4200 for a couple of months while the free interest was still going on. Otherwise, it reports zero or close to it, so not using the limit is just an excuse you were given to get you off the phone is the likely reason. :-)
@Brian_Earl_Spilner wrote:
It's more like --
DENIED DENIED
increase
DENIED DENIED DENIED
increase
DENIED DENIED DENIED DENIED
4506-T
😂🤣😆
@Anonymous wrote:Disco and I have a love hate relationship. She loves to tell me no and I hate her for it.
But watch, now that NFCU gave me $2300 more, Miss Disco will get jealous over the next few months and start bumping me again.
Good luck with that! I've had CLI from Amex, Citi, and BofA and nada from Disco.
@dynamicvb I'm not saying that, unless you're referring to your Discover card specifically then ya sure, I'm not saying this applies to every lender. I have no issues doing 3x on my Amex every 6 months even though I charge $100-200 each month and PIF every time. I'm simply saying that Discover is stricter with its limit allowances than others, and I and a lot of other people can relate to strict Disco and I've read a bunch of different posts about it and I'm just trying to provide some more in-depth informaiton about it that people may or may not already know about. 
