No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Will BoA or AMEX care if I use only one of my accounts with them and not use the other one.
IMHO
Amex is not paranoid at all if usage slows or inactive for long periods
Haven't used one of mine in 12 - 14 months
However in my case the other 3 see loads of activity
Policies can and do change. I wouldn't want my cards to be the canaries in the coal mine.
If a card is worth keeping, it should be worth putting an occasional small purchase on.
I don't have any BoA cards, but as for AmEx... I don't think they care as long as you're using ONE of their cards. One of mine hasn't been used for about 9 months now and nothing has happened to it.
@Anonymous wrote:I don't have any BoA cards, but as for AmEx... I don't think they care as long as you're using ONE of their cards. One of mine hasn't been used for about 9 months now and nothing has happened to it.
It's worth noting, though, that the Amex cards in your signature all have annual fees.
It's a possibility that it could play into them closing accounts, but I still don't think they will do anything. Even when AmEx let me in the door with their no AF Everyday card in 2015, I didn't use that for a long period of time (probably about 6 months or so) and it was fine.
Basically no one knows for sure. If you're nervous, buy some gum or something on it... otherwise, live dangerously and test the waters
But IMO you will be fine... especially since you're using one of there other cards anyway!
@wasCB14 wrote:Policies can and do change. I wouldn't want my cards to be the canaries in the coal mine.
If a card is worth keeping, it should be worth putting an occasional small purchase on.
+1
@Anonymous wrote:It's a possibility that it could play into them closing accounts, but I still don't think they will do anything. Even when AmEx let me in the door with their no AF Everyday card in 2015, I didn't use that for a long period of time (probably about 6 months or so) and it was fine.
Basically no one knows for sure. If you're nervous, buy some gum or something on it... otherwise, live dangerously and test the waters
But IMO you will be fine... especially since you're using one of there other cards anyway!
+1
I cancelled two Amex cards last year. I was told both times after mentioning that I didn't plan to use them much. That I had nothing to worry about and could leave them open if I wanted to...as I've stated before. Because they don't look at cards individually. For those that worry, put a dollar on it or call and asked. Get it straight from the horse's mouth.They'll tell you the same.