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Number for Discover recon?

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Anonymous
Not applicable

Number for Discover recon?

I just got a decline letter in the mail from Discover listing "Too many new accounts with balances" as the reason. Since this isn't about any actual derogs on my report, I'm hoping I can recon this.

I tried calling 1-800-Discover but no one knew what I meant by reconsideration. There is no number listed on the letter I received, so I was hoping one of you folks might know.
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Number for Discover recon?

The number is 800-347-4736, let me know if your successful!
Message 2 of 9
Anonymous
Not applicable

Re: Number for Discover recon?

Thanks a lot! I called and spoke with someone in new accounts who is going to reevaluate my credit report. I specifically asked for not TransUnion. They said they will let me know in a week or so.

Wish me luck. Thanks again.
Message 3 of 9
Anonymous
Not applicable

Re: Number for Discover recon?

Glad I can be of some use! Good luck I am aiming for Discover on June 16th, along with Citi, and Amex. Their More card has a nice CB program and they are know for great customer service.
Message 4 of 9
ariesdreamer
Regular Contributor

Re: Number for Discover recon?



FretlessMayhem wrote:
Thanks a lot! I called and spoke with someone in new accounts who is going to reevaluate my credit report. I specifically asked for not TransUnion. They said they will let me know in a week or so.

Wish me luck. Thanks again.


Was it successful? I just got denied for the very same reason you did and wanted to recon.
02/17/2021: 654 (EX), 633 (EQ), 608 (TU)
12/8/2020: 668 (EX), 630 (EQ), 630 (TU)
Message 5 of 9
Anonymous
Not applicable

Re: Number for Discover recon?



@ariesdreamer wrote:


@Anonymous wrote:
Thanks a lot! I called and spoke with someone in new accounts who is going to reevaluate my credit report. I specifically asked for not TransUnion. They said they will let me know in a week or so.

Wish me luck. Thanks again.


Was it successful? I just got denied for the very same reason you did and wanted to recon.





Shot down in a ball of flames. I am going to try again in a couple months when my accounts age a bit more.
Message 6 of 9
ariesdreamer
Regular Contributor

Re: Number for Discover recon?



FretlessMayhem wrote:


Shot down in a ball of flames. I am going to try again in a couple months when my accounts age a bit more.


Oh gosh...sorry to hear that! I think I will wait too. I just got a new account opened recently (student loan) along with the other CCs I opened a few months ago so I might have to wait longer. Oh well. Thanks for letting me know!
02/17/2021: 654 (EX), 633 (EQ), 608 (TU)
12/8/2020: 668 (EX), 630 (EQ), 630 (TU)
Message 7 of 9
Anonymous
Not applicable

Re: Number for Discover recon?

I have lots of new accounts (14 in the last year, several closed) and Discover approved me-
 
However I am not holding balances on those cards- 
 
Message 8 of 9
ariesdreamer
Regular Contributor

Re: Number for Discover recon?



Timothy wrote:
I have lots of new accounts (14 in the last year, several closed) and Discover approved me-
 
However I am not holding balances on those cards- 
 



Hmm...you know what? I just re-read the denial letter and I was wrong. They denied me due to "past and/or present delinquent credit obligations" which is absurd because nothing is delinquent. Just checked my CRs I pulled on 4/26 from myFico to double-check and I don't see any past delinquent accounts either. Anyone think the recon will work in my favor now?
02/17/2021: 654 (EX), 633 (EQ), 608 (TU)
12/8/2020: 668 (EX), 630 (EQ), 630 (TU)
Message 9 of 9
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